The Active Home Loan Manager

What is loanScore?

If you’ve already got a loan, let uno help you fight home loan waste by analysing it with our unique technology, loanScoreTM. It takes about 2 minutes to get us active on your home loan.

How loanScore works 1

Think of loanScoreTM as a free check-up for your home loan. It helps you understand whether your home loan is in good shape2. The higher the score, the closer you are to having a great deal.3

  1. Fill in your loan details
  2. Get your loanScoreTM
  3. See how much you could save
  4. Set a savings threshold for alerts
  5. Take action easily

Great rates from as low as

2.94% Interest rate p.a. 3
3.04% Comparison rate p.a. 4
uno is different. We actively manage your home loan for as long as you need us.
  Mortgage Brokers Banks or Lenders
Support from a dedicated home loan expert
Range of lender deals to choose from
Daily monitoring of your loan against 1000s of deals
Alerts when you could save your target amount
Alerts when your current lender changes their rate
Monthly update on your loanScoreTM
Real time update of your potential savings
1 Your loanScoreTM is an indicative rating of your current loan health compared against uno’s available lender data matching the new loan characteristics you requested. Your score is a guide only, based on what you entered and assuming the same loan amount and term outstanding on all loans, and monthly repayments remain the same over 3 years. It does not tell you whether you would be approved for loans with a higher score than yours and does not assess your credit record or consider your verified financial information. Each lender has its own lending criteria, so loans with a higher score than yours may not be available to you if, for example, you have a poor credit history. Whether actual savings will be achieved by any action depends on the accuracy of your data, your loan conduct and eligibility. We won't suggest you remain in or switch to any loan until we complete our assessment. See our Active Home Loan Management Terms.
2 Whether or not someone can refinance into a better loan is dependent on eligibility, terms and conditions and uno’s and the lender's assessment.
3 All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money.
4 Variable rate, owner occupier, P&I loan with LVR under 80%. Results are based on what you entered and should be used as a guide only. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. We cannot recommend a product until we have double check that the home loan is suitable for you.
5 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years.

Find out if your home loan is any good

Get your loanScore