Check if you could save on your home loan and you could get a $10 Prezzee eGift Card*

Take 2 minutes to test your home loan with loanScore™. Offer ends 18 October 2021.
Terms and Conditions Apply.

How loanScore™ works? 2

Get your free loanScore with uno and you could get a $10 Prezzee eGift Card

Think of loanScore as a two- minute check-up for your home loan. It helps you understand whether your home loan is in good shape and what you could potentially save. The lower your score, the higher the chance that you could save! Subscribe before 18 October 2021.

1. Fill in your loan details
2. Get your loanScore
3. See how much you could save1
4. Set a savings threshold for alerts
5. Take action easily
6. Enter your RACV membership number when you sign up to get your loanScore and you can claim your offer. Read our FAQs

What does your score mean?

Red loanScore example

Red

A score from 1 - 60 means your home loan is not competitive. There are a lot of savings to be taken advantage of and our brokers can guide you through your options.

Amber loanScore example

Amber

A score from 61 - 79 means that your home loan could be better. Take advantage of a your saving options and let our brokers help you if you need extra support.

Green loanScore example

Green

A score 80 or higher means that your home loan is competitive. All you can do is monitor it’s health with our monthly updates.

Great rates from as low as

1.79%
Interest rate p.a.*
3.36%
Comparison rate p.a.^
We will actively search for great deals across our 30 lenders±
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uno is different

We actively manage your home loan for as long as you need us2.

 Lenders or banksBrokersuno
Support from a dedicated home loan expert
Choice of lenders
Regular monitoring of your loan against 1000s of deals
Proactive alerts when you could save
Monthly update on your loanScore and potential savings

What our customers are saying

Very professional and supportive

Great job! Supportive throughout the process! Always available via phone or email. They were very supportive and reassuring when I had questions and doubts. Advocated for me and put pressure on lender to speed up the process. Overall very helpful! Surely will use them again in a future.

Tania (August 2020)

Fantastic service and process

Krystal and Kym were brilliant and on hand throughout the whole process to inform and support me and managed everything brilliantly. It was my first home purchase so was a bit daunting but they were always forthcoming with info and updates and made the process flow seamlessly. I'd highly recommend anyone to use Uno. Thanks again ladies!

Michael (July 2020)

Great, fast, efficient service

Got the same person who did our loan last year. Started on Monday, had our pre-approval Monday, signed the contract on Monday, paperwork wrapped up by Wednesday. Like I said - great, fast, efficient service.

RTR (June 2020)

The uno story

Our mission is to grow the prosperity of Australian households by helping them find, and stay on, a great value home loan for the whole life of the loan.

uno was founded in May 2016 by Vincent Turner after years of innovating in financial technology from Australia to Silicon Valley.

uno – pronounced “you know” – because “you” come first

Born from a passion to improve Australian’s financial health, Vincent started uno with a vision to make the process of getting a home loan easier, faster and more transparent.

1. $10 Prezzee eGift Card available to eligible new loanScore customers who: (1) complete an Eligible Subscription with uno’s loanScore service between 19 April 2021 and 18 October 2021 (Promotion Period); and (2) enter a valid RACV Membership number when completing the Eligible Subscription. An Eligible Subscription is a new loanScore subscription completed during the Promotion Period by an RACV member and Australian resident who is 18 years or over. A subscription won’t be eligible if the security address provided is associated with any existing loanScore subscription or if the RACV member doesn’t hold an ownership interest in the security. Please allow up to 3 weeks after you complete an eligible subscription to receive your eGift Card. You will receive an email from Prezzee with a link to redeem your eGift Card. Offer available once per RACV member. This is a limited time offer that may be varied or withdrawn by uno at any time, and can’t be used in conjunction with any other loanScore offer. To receive your eGift Card, you must provide the same personal information that you have associated with your RACV membership, including first name, last name, email address, phone number and member number. RACV will only be able to issue your eGift Card if we can validate your RACV membership.

2. The Prezzee Smart eGift card can only be exchanged for individual retailer gift cards online. These individual retailer gift cards can be redeemed in-store or online, dependent on retailer terms and conditions.

3. $500 RACV Resort voucher available to new and existing uno customers who: (1) complete an Eligible Application for a loan between19 April 2021 and 18 October 2021 (Promotion Period); (2) enter a valid RACV member number when completing the Eligible Application; and (3) settle the loan by 18 January 2022. An Eligible Application is an application through uno to purchase or refinance a residential property in Australia with a loan amount of AUD $250,000 or more. An application won’t be eligible if it’s a request to refinance, or renegotiate terms, with the RACV member’s existing lender; or the security address provided is associated with any existing uno loan application settled between 19 April 2020 and the start of the Promotion Period. $500 RACV Resort voucher available once per loan application. E.g. applications of more than one loan, or a loan split, are deemed one application for the purpose of this offer. Eligible Applications of more than one loan applicant must nominate the RACV member account of the applicant that will receive the voucher. Please allow up to 3 weeks to receive your voucher. This is a limited time offer that may be varied or withdrawn by uno at any time, and can’t be used in conjunction with any other offer. To receive your RACV Resorts voucher, you must provide the same personal information that you have associated with your RACV membership, including first name, last name, email address, phone number and member number. RACV will only be able to issue your voucher if we can validate your RACV membership.

4. RACV Resorts voucher is valid at any of the 8 RACV Resort locations – Torquay, Cape Schanck, Cobram, Inverloch, Goldfields, Noosa, Royal Pines, Hobart. The voucher can be used for accommodation, golf, One Spa, food & beverage. The voucher is valid for 3 years from the date of issue. The voucher must be redeemed by emailing revenue@racv.com.au. The voucher needs to be redeemed in one transaction and booking must be for consecutive nights. The voucher is not redeemable for cash. The voucher will not be extended if lost and will not be replaced. Bookings are subject to availability.

5. uno’s loanScore is an indicative rating of current loan health. uno compare the most recent data and product preferences provided by each customer to the products available through uno’s lender panel. A customer’s loanScore may change if any of this data or lender information changes and uno will provide updates as part of its Active Home Loan Management (AHLM) service. This service also provides an estimate of potential, net savings that could be made over three years by refinancing or by renegotiating with the customer’s current lender. To do this uno makes some assumptions, including that the data provided is accurate and that the customer’s repayments will remain the same. Refer to the AHLM terms and conditions for details of how uno calculates loanScore.

6. uno does not guarantee that it will be able to find a customer a better loan, with a higher loanScore, or to save a customer money until they complete an assessment and obtain lender approval. uno also can’t guarantee a customer’s application will be approved, even if it is with their current lender. * Any Interest rate quoted in connection with this promotion is subject to change at any time at the complete discretion of each lender on uno’s panel. Three year fixed rate, owner occupier, P&I loan with a maximum LVR of 95% and a loan amount >$150,000. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply.

^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. ± All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money.


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