Check if you could be saving on your home loan.

To win 1 of 4 $50 Prezzee gift cards each week.

Get your FREE loanScore™ to enter and find out how much you could save on your home loan. T&Cs apply.

How loanScore™ works? 2

Think of loanScore as a free check-up for your home loan. It helps you understand whether your home loan is in good shape2. The lower your score, the higher the chance that you could save!

Getting your loanScore is super easy and only takes 2 minutes.

1. Fill in your loan details
2. Get your loanScore
3. See how much you could save1
4. Set a savings threshold for alerts
5. Take action easily

What does your score mean?

Red loanScore example

Red

A score from 1 - 60 means your home loan is not competitive. There are a lot of savings to be taken advantage of and our brokers can guide you through your options.

Amber loanScore example

Amber

A score from 61 - 79 means that your home loan could be better. Take advantage of a your saving options and let our brokers help you if you need extra support.

Green loanScore example

Green

A score 80 or higher means that your home loan is competitive. All you can do is monitor it’s health with our monthly updates.

Great rates from as low as

1.89%
Interest rate p.a.*
3.19%
Comparison rate p.a.^
We will actively search for great deals across our 30 lenders±
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uno is different

We actively manage your home loan for as long as you need us2.

 Lenders or banksBrokersuno
Support from a dedicated home loan expert
Choice of lenders
Regular monitoring of your loan against 1000s of deals
Proactive alerts when you could save
Monthly update on your loanScore and potential savings

What our customers are saying

Very professional and supportive

Great job! Supportive throughout the process! Always available via phone or email. They were very supportive and reassuring when I had questions and doubts. Advocated for me and put pressure on lender to speed up the process. Overall very helpful! Surely will use them again in a future.

Tania (August 2020)

Fantastic service and process

Krystal and Kym were brilliant and on hand throughout the whole process to inform and support me and managed everything brilliantly. It was my first home purchase so was a bit daunting but they were always forthcoming with info and updates and made the process flow seamlessly. I'd highly recommend anyone to use Uno. Thanks again ladies!

Michael (July 2020)

Great, fast, efficient service

Got the same person who did our loan last year. Started on Monday, had our pre-approval Monday, signed the contract on Monday, paperwork wrapped up by Wednesday. Like I said - great, fast, efficient service.

RTR (June 2020)

The uno story

Our mission is to grow the prosperity of Australian households by helping them find, and stay on, a great value home loan for the whole life of the loan.

uno was founded in May 2016 by Vincent Turner after years of innovating in financial technology from Australia to Silicon Valley.

uno – pronounced “you know” – because “you” come first

Born from a passion to improve Australian’s financial health, Vincent started uno with a vision to make the process of getting a home loan easier, faster and more transparent.

uno home loans $50 Prezzee Gift Card Competitions Terms and Conditions

1. The promoter is Planwise AU Pty Ltd ACN 609 882 804 (“uno”)

2. This promotion is a game of skill. Chance plays no part in determining the winners. Each entry will be individually judged, based upon individual creative merit. All entries must be an independent creation by the entrant and free of any claims that they infringe any third party rights. Entries must not have been published previously and not used to win prizes in any other competition.

3. Prize includes 20 X $50 Prezzee gift cards that are not transferable nor redeemable for cash. 4. To enter, entrants must have subscribed to uno’s loanScoreTM service and completed an entry form in accordance with the instructions provided by uno. An entry will only be valid if completed between 13/11/2020 and 20/12/2020.

5. Entrants must be 18 years old and over and residents of Australia. An entry won’t be eligible if the security address provided is associated with any existing loanScore subscription or if the entrant doesn’t hold an ownership interest in the security.

6. Staff of uno, including office holders and contract staff, are ineligible to enter the competition as are their spouses, partners and immediate family members.

7. The judges reserve the right to disqualify any entrant submitting an entry which, in the opinion of the judges includes objectionable content. The judges' decision will be final and no correspondence will be entered into.

8. All entries become and remain the property of the promoter.

9. The promoter reserves the right to withdraw or amend the competition as necessary due to circumstances beyond its control.

10. The promoter reserves the right to substitute any component of the prize for a prize of equal value at their discretion.

11. The promoter is not accountable in the event that a prize is lost or misplaced by a winner, and once issued to a winner the promoter will not issue any replacement prizes.

12. The prize must be redeemed in accordance with the instructions provided by uno including redemption prior to any expiry date noted on the card.

13. In the event that for any reason whatsoever a winner does not accept the prize at the time stipulated by the promoter then the prize will be forfeited by the winner and cash will not be awarded in lieu of the prize.

14. Entries will be judged at the premises of the promoter on 23,30 November 2020 and 7,14,21 December 2020 and the winner’s names will be published on the promoter’s website within 30 days of the judging.

15. The winners will be notified in writing by email within thirty (30) working days of the conclusion of the judging process. If the promoter is unable to contact any winner within this 30 day period the promoter will award the prize to another entrant.

16. uno’s loanScore is an indicative rating of current loan health. uno compare the most recent data and product preferences provided by each customer to the products available through uno’s lender panel. A customer's loanScore may change if any of this data or lender information changes and uno will provide updates as part of its Active Home Loan Management (AHLM) service. This service also provides an estimate of potential, net savings that could be made over three years by refinancing or by renegotiating with the customer’s current lender. To do this uno makes some assumptions, including that the data provided is accurate and that the customer’s repayments will remain the same. Refer to the AHLM terms and conditions for details of how uno calculates loanScore.

17. uno does not guarantee that it will be able to find a customer a better loan, with a higher loanScore, or to save a customer money until they complete an assessment and obtain lender approval. uno also can’t guarantee a customer’s application will be approved, even if it is with their current lender.

18. Any Interest rate quoted in connection with this promotion is subject to change at any time at the complete discretion of each lender on uno’s panel. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. Fees and charges apply.

19. Personal information provided by entrants will be managed in accordance with the promoter’s privacy policy.

20. By entering the competition, all entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.* Three year fixed rate, owner occupier, P&I loan with a maximum LVR of 95% and a loan amount >$150,000. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. ^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. ± All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money. All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money. 2. Refer to Active Home Loan Manager Terms & Conditions for further details on our service.

* Three year fixed rate, owner occupier, P&I loan with a maximum LVR of 95% and a loan amount >$150,000. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. ^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. ± All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money.