Win at home loans
In Blog | Finance
What is a credit score?

Lenders use your credit score to assess your mortgage application. Your credit score is based on your credit file and information you provide in your application. It will vary from lender to lender, according to their loan criteria.

13th November 2017
In Finance
How to get a low doc home loan

When you’re self-employed and can’t prove your income easily, low doc loans come to your rescue. Here are some tips on how you can choose the right low doc loan for you.

12th November 2017
In Blog | Finance
Can you get a home loan with a five per cent deposit?

Most lenders don’t offer no-deposit home loans anymore – the risk attached to them is too high. However, with some lenders you can still access products with a loan-to-value ratio (LVR) of 95%.

10th November 2017
In Blog | Finance
How can I rebuild my credit score?

A bad credit report could prevent you from accessing home loan products. All is not lost though, as there are several things you can do to repair your credit.

8th November 2017
In Blog | Finance
What is a split mortgage payment?

Changing interest rates can come back to hurt you if you have a standard variable rate home loan. A split mortgage offers a middle-ground, but you need to keep a few things in mind before applying for one.

7th November 2017
In Blog | Finance
Why calculate depreciation on an investment property?

By calculating depreciation on your investment property, you may be able to claim an income tax deduction and lower your overall tax payment in a financial year.

14th September 2017
In Blog | Finance
Can you break a fixed term home loan?

If you’re paying off more than the minimum repayments on your home loan, you may actually incur break costs fees from your bank. Here’s our guide to understanding and – ideally – minimising what you might need to pay.

12th August 2017
In Blog | Finance
Five ways a mortgage calculator can help you

Mortgages come with many variables, but with a mortgage calculator you can factor in all the numbers. Discover the impact of interest rates, term length, and more on your home loan.

10th August 2017
In Blog
How do credit enquiries affect home loan applications?

Too many credit enquiries could impact your credit score and prevent you getting approved for a home loan product.

8th August 2017

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