The online mortgage broker
In Blog
Explaining assessment rates

You may assume that your lender uses their standard variable rate when figuring out your borrowing strength. This isn’t true. Instead, they’ll use an assessment rate to work out how much you can borrow.

22nd November 2017
In Blog
How does my lender work out my borrowing strength?

You can’t always get the amount of money you want when you apply for a home loan. Your lender takes a lot of things into account when working out your borrowing power.

22nd November 2017
In Blog
Can I get a home loan while on probation at work?

Most lenders look at your employment history when considering your home loan application. They want to see that you earn a stable income and you’ve been in the same job for a while. This may make it hard to get a loan if you’re in your probationary period.

22nd November 2017
In Blog
Lender valuations v market valuations

You may have a good idea of what the home you want to buy is worth before you go to a home loan provider. However, you may find that your lender comes up with a different valuation than you expected.

21st November 2017
In Blog
What You Need to Know About Flood Insurance

It’s important to think about more than your home loan when buying a property. You also have to consider its susceptibility to natural disasters.

21st November 2017
In Blog
Everything you need to know about buying a second property

You could have all sorts of reasons for wanting to buy a second piece of real estate. However, you need to make sure you’re prepared before you commit your money towards a second property.

20th November 2017
In Blog
Can I get a home loan to build my own house?

To build your own property, you’ll usually have to apply for a construction loan, which differs to a regular home loan. Most lenders release the money in instalments, relating to each stage of construction.

20th November 2017
In Blog
What Should You Invest In?

Choosing the right type of investment property involves much more than choosing the right home loan. There are several factors you must consider before coming to a decision.

20th November 2017
In Blog
Can You Extend an Interest-Only Home Loan?

Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.

19th November 2017

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