A Banker Shares his Top 3 Tips for Avoiding Mortgage Stress

Mortgage stress has been in the news a lot lately. With Australian home prices surging more than 140% in the past 15 years, owning a home is no easy feat….

“What size mortgage can I get?” These 4 questions reveal how much you can borrow

About to take the plunge on a home loan? This handy guide helps you prepare an application without destroying your credit score You’re ready to buy your first home or…

Switching to Solar Could Slash Household Costs

Melbourne artist and mother-of-two, Marnie Higgs needs no further evidence of the power of the sun on her family finances. Higgs and her husband decided to install solar panels on…

Explaining Loan to Value Ratios

The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.

The Benefits of a Mortgage Offset Account

Interest is the biggest burden you face when taking out a home loan. Anything you can do to keep interest payments low will benefit you in the long run. A mortgage offset account allows you to do just that.

How to get a discount on your home loan

It’s a question all borrowers ask: How can I get the best deal on my home loan? uno’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.

20 Questions to Ask a Mortgage Broker

Working with a mortgage broker can help you to deal with the complexities surrounding home loans. But you need to make sure you work with the right person. Ask these questions to find a suitable broker.

Changing Loans When You Change House

Changing your home loan when you move to a new house can present a few problems. It can also be a smart financial move for you. These are the things you need to consider when you move house and change loans.

The Pros & Cons of Investing in Strata Properties

Investing in strata-titled homes is different from investing in a freestanding property. Each has pros and cons, so let’s look at what you need to consider when investing in strata-titled homes.

Using Superannuation to Buy a House

First home buyers received a little extra help in the 2017 Federal Budget. You can now use the funds you save in a superannuation account towards your home loan deposit.

Explaining Comparison Rates

Why do lenders have to offer comparison rates for their home loans? Let’s untangle the legalities so you understand what a comparison rate is and why you should expect one from your lender.

Getting a Home Loan if You Live Overseas

Living overseas can make getting a home loan more difficult. But all is not lost for expats. Many lenders offer loans to expats as long as they meet certain criteria.