uno Offers Customers Bank-Level Security Backed by $1 million Cyber Insurance

uno now has $1 million Cyber Insurance to help customers feel even more confident about using our platform.

Explaining Loan to Value Ratios

The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.

Explaining Comparison Rates

Why do lenders have to offer comparison rates for their home loans? Let’s untangle the legalities so you understand what a comparison rate is and why you should expect one from your lender.

Is the lowest interest rate the better deal?

We talk ‘better deal’ and not ‘better rate’ because customers are not always solving for solely lowest rate and there are other things to consider like fees.  This means checking…

I think I’ve found a better deal than the one uno found me. What do I do now?

You’ll need to send us a Credit Proposal or an indicative or conditional approval or a loan offer from another lender. You can send it to your dedicated uno expert…

What assurance can’t you provide?

We can’t assure you that: You’ll be an Eligible Applicant; or Even if you are an Eligible Applicant, a lender will fund your home loan. You can find the terms…

Why wouldn’t I get a better deal in the first place? Doesn’t any mortgage broker have to find me the best deal?

Unfortunately, no – they aren’t obliged to find you the best deal – and while some will try and find you the best deal, they tend to be limited by…

How can uno get me a better deal?

There are hundreds and hundreds of different mortgage products on the Australian market. On top of this, there are hundreds of variations or ‘rules’ that modify those products based on…

What do you mean by “a better deal”?

It’s the home loan that has the features that meet your requirements and objectives and costs you the least amount of money possible – whether you want to minimise those…