The Active Home Loan Manager

Hello, we are uno, an online mortgage broker.

Refinance with uno and get up to $2,000 of your switching fees refunded*.

We are the ultimate combo of smart tech and clever people that make your home loan headache-free.

Rates from as low as
lowestInterestRate%Interest rate pa
2.70%2Comparison rate pa2

Saving $53,000 in 10 mins? Our new tech can do that.

Refinancing your home loan to a cheaper lender used to be like pulling teeth. Thankfully, our Australian-first innovation means what used to take days of back-and-forthing with brokers or banks can now be done digitally in less than 10 minutes.
(Sound too good to be true? Let us show you it’s not!)

  • Get a free estimate of your property's value
  • Instantly verify your financials by securely linking your bank account
  • Find the loan that’s going to get you the biggest saving from our list of top lenders
  • Digitally sign a credit proposal and we’ll take care of the heavy lifting for you from there

Given our refinancing customers save an average of $53,0003, it could be the most profitable 10 minutes you’ve had in a while.

Start my refinance

As seen in:


Find the needle in the haystack.

From thousands of home loans to the one for you, uno creates a personalised list of your best home loan options in seconds. That’s a win!

Compare & Apply

It takes a team.

Compare your options, crunch the costs and see if you’re eligible without screwing up your credit rating. Our advisers will help you decide, negotiate ‘the one’ and apply online. It actually can be that easy.

I’m getting nervous, just fearing the worst
It can be stressful, but don’t fear, I’m chasing your lender
That’s great news, thanks! How long does it take?
It can take a day or two. We’ll continue to chase, should have an answer soon
Thanks for putting me at ease


Relax, we’ve got this.

Our team of home loan experts will work with your lender to get it done, and keep you up to date. We’re sure you have other things you’d prefer to do.


Pop the champagne, kick off your shoes and put your feet up.
You nailed it!

Say hello to your free home loan report.

Whether you've found your dream place and are ready to make an offer, or you've been paying off a property for years but you're curious as to whether there's a better mortgage out there for you - our home loan report can help.

Download your free report to get:

  • Property value estimate and comparable sales
  • Your borrowing power if you're buying
  • Monthly and total savings over the life of the loan if you're refinancing
  • The lowest rate home loans from Australia's top lenders
  • Suburb snapshot with key data, including demographics

When they say the best things in life are free, we’re pretty sure they were talking about this…

For those who love numbers as much as we do…

There’s little we love more than a quality home loan calculator. That’s why we’ve built a suite of calculators to help you get your brain around questions like “How much can I borrow for a home loan?” and “What will my repayments be?”

Your Borrowing Power

Get an estimate of how much you could borrow based on factors like your income, your marital status, and your expenses.

Your Mortgage Repayments

What will your weekly, fortnightly or monthly repayments be?

How Much You’ll Need

It ain't just the property price. Avoid any nasty surprises. Work out how much you’ll need to cover things like stamp duty, conveyancing and other un-fun stuff.

Refinance & Save

Refinancing with uno can save you some serious moolah. In fact, so far in 2018, uno has helped our refinancing customers save an average of more than $53,000 each over the life of their loan.3

Hungry for more home loan calculators?
We’re a bit like that too. Go nuts on our full range of mortgage calculators here .

Meet a few of our customers

These guys beat the home loan system and won their own game.

This story starts the way that many good ones do - in a bar. And it ends with Chris saving so much through his home loan refinance that he was able to renovate his house, get new car, and take a trip to Hawaii.
With a little help from Mum and the first home owners grant, high school teacher Nidean landed a brand new Brisbane pad.
“Switching was well worth it.” It’s happy days for Ronan and his partner, thanks to a new home loan rate well south of 4%.

Home loan guides that won’t put you to sleep

Home loans. They’re not things we go out and get all that often. Maybe that’s part of the reason they can seem complex, overwhelming, expensive and - let’s face it - a little dull. We get it.

But making the right choice on your home loan now can actually mean getting the mortgage monkey off your back sooner. And we’d like to help you do that. That’s why we’ve spent many months and brain cells writing Australia’s best home loan and property guides (in our humble opinion, anyway).

How much can I borrow?
Before you get too carried away with open house inspections, get up to speed with how lenders will assess how much you can afford to borrow.
Buying property
Whether you’re buying the mansion on the hill or the studio in the valley, buying property is officially a Very Big Deal. Get ahead with this guide.
Refinancing your home loan to keep more of your money and give less of it to the bank is guaranteed to make you feel like you’re winning at life. We break down exactly how to do it here.
Property investing
Australians love an investment property. CoreLogic estimate that investment properties in Australia are worth more than the combined GDPs of Norway, Austria and Nigeria. Here’s how to get in on the action.
First home buyers
Dreaming of breaking free of the rental rut and paying off your own mortgage rather than someone else’s? Here’s how to make that first property purchase a reality.

So, who on earth is uno?

uno is an online mortgage broker. Sounds boring?
Well, there’s more to us than that.

There’s a reason why we’re getting 100,000 visits to our platform each month, tens of millions of dollars in monthly applications and have secured Westpac, one of Australia’s largest banks, as our majority shareholder... Learn more about uno.

It all starts with a goal, what's yours?

1 Results are a guide only as at 04/06/2018, based on: $500,000 loan size (LVR 60%), Monthly Principal & Interest Repayments, 30 year loan term, Purchase in NSW, Single Occupant with no dependents, Owner Occupied, Household PAYG income of $110,000 p.a, $2,000 a month of living expenses and no credit card limit.
2 This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years.
3 Average savings figure of uno customers who switched their home loan for a lower interest rate between January 2018 and May 2018, assuming minimum monthly repayments remain constant for the life of the loan.

Analyse my home loan