uno adviser, Kristie Oldfield, fields questions about the First Home Owners Grant on a daily basis. Here, she breaks down the six most common questions she gets asked, and answers them for you.
There are a lot frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.
You may assume that your lender uses their standard variable rate when figuring out your borrowing strength. This isn’t true. Instead, they’ll use an assessment rate to work out how much you can borrow.
It’s important to think about more than your home loan when buying a property. You also have to consider its susceptibility to natural disasters.
You could have all sorts of reasons for wanting to buy a second piece of real estate. However, you need to make sure you’re prepared before you commit your money towards a second property.
Choosing the right type of investment property involves much more than choosing the right home loan. There are several factors you must consider before coming to a decision.
Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.
A lot of people buy vacant land to build their own properties – but it can often be harder to access home loan products for vacant land.
Your home loan is likely going to be the biggest debt you have in your life. Getting it repaid quickly frees up your money for other things.