Pepper is a leading non-bank lender specialising in flexible home loan solutions and individual credit assessment. Headquartered in Australia, with some of Australia's largest banks as their funding partners. Pepper Australia is a subsidiary of the wider independent, diversified global financial services business, Pepper Group. With a global headcount of over 1,400 staff spread across Australasia, Asia and Europe - including Ireland, UK, Spain, Hong Kong and South Korea - Pepper Group has specialist expertise across the core disciplines of Lending, Advisory and Asset Management in the residential and commercial property sectors as well as consumer, auto and equipment finance. Since 2001, Pepper Australia has partnered with mortgage brokers to provide clients with tailored home loan solutions. Pepper Australia has been awarded the title of Australia's Best Specialist Lender for 3 consecutive years (at the 2013, 2014, and 2015 Australian Lending Awards).

Pepper Money - Pepper Essential (Full Doc) - Variable Rate

  • Interest rate of 4.24%
  • Comparison rate of 4.43%*
  • Discount of 0.2% built into this offer
  • Enquire through uno for 7-day a week service and advice, and someone to negotiate on your behalf
Interest rate

4.24%

0.2% included

Comparison rate

4.43%

Home loans for owner occupiers

Interest rate p.a
Comparison rate p.a*
Pepper Money - Pepper Essential (Full Doc) - Variable Rate

4.24%

0.2% included

4.43%

Pepper Money - Pepper Essential (Full Doc PLUS) - Variable Rate

4.8%

4.98%

Pepper Money - Pepper Essential (Alt Doc) - Variable Rate

5.24%

0.9% included

5.42%

Pepper Money - Pepper Easy (Full Doc) - Variable Rate

5.49%

0.2% included

5.66%

Pepper Money - Pepper Easy (Full Doc PLUS) - Variable Rate

5.64%

0.2% included

5.81%

Pepper Money - Pepper Essential (Alt Doc PLUS) - Variable Rate

5.74%

0.7% included

5.92%

Pepper Money - Pepper Easy (Alt Doc) - Variable Rate

5.84%

0.15% included

6%

Pepper Money - Pepper Easy (Alt Doc PLUS) - Variable Rate

5.99%

0.15% included

6.15%

Pepper Money - Pepper Advantage (Full Doc) - Variable Rate

6.29%

0.7% included

6.55%

Pepper Money - Pepper Advantage (Alt Doc) - Variable Rate

6.45%

0.46% included

6.71%

Pepper Money - Pepper Advantage (Full Doc PLUS) - Variable Rate

6.69%

0.65% included

6.95%

Pepper Money - Pepper Advantage (Alt Doc PLUS) - Variable Rate

6.99%

0.6% included

7.25%

Home loans for investors

Interest rate p.a
Comparison rate p.a*
Pepper Money - Pepper Essential (Full Doc PLUS) - Variable Rate

4.8%

4.98%

Pepper Money - Pepper Easy (Full Doc PLUS) - Variable Rate

5.64%

0.2% included

5.81%

Pepper Money - Pepper Essential (Alt Doc PLUS) - Variable Rate

5.74%

0.7% included

5.92%

Pepper Money - Pepper Easy (Alt Doc PLUS) - Variable Rate

5.99%

0.15% included

6.15%

Pepper Money - Pepper Advantage (Full Doc) - Variable Rate

6.29%

0.7% included

6.55%

Pepper Money - Pepper Advantage (Alt Doc) - Variable Rate

6.45%

0.46% included

6.71%

Pepper Money - Pepper Advantage (Full Doc PLUS) - Variable Rate

6.69%

0.65% included

6.95%

Pepper Money - Pepper Advantage (Alt Doc PLUS) - Variable Rate

6.99%

0.6% included

7.25%

Check your eligibility for these Pepper Money Loans