The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.
Interest is the biggest burden you face when taking out a home loan. Anything you can do to keep interest payments low will benefit you in the long run. A mortgage offset account allows you to do just that.
On the surface, mortgage refinancing offers you the chance to reduce your payments and take advantage of a better interest rate. However, there are a lot of things to consider before making the decision.
It’s a question all borrowers ask: How can I get the best deal on my home loan? uno’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.
Working with a mortgage broker can help you to deal with the complexities surrounding home loans. But you need to make sure you work with the right person. Ask these questions to find a suitable broker.
Changing your home loan when you move to a new house can present a few problems. It can also be a smart financial move for you. These are the things you need to consider when you move house and change loans.
Investing in strata-titled homes is different from investing in a freestanding property. Each has pros and cons, so let’s look at what you need to consider when investing in strata-titled homes.
First home buyers received a little extra help in the 2017 Federal Budget. You can now use the funds you save in a superannuation account towards your home loan deposit.
Why do lenders have to offer comparison rates for their home loans? Let’s untangle the legalities so you understand what a comparison rate is and why you should expect one from your lender.
Refinancing your home loan may allow you to access better rates, but you need to consider several issues before you make a decision. With this guide, you’ll have a better understanding of refinancing and what you need to do to prepare yourself.
Sydney-born Damien has taken his lifelong passion for music and technology and found professional success internationally as the founder and CEO of New York-based Blue Pie Records. But as anyone growing a business knows, things can be tricky financially – and Damien decided it was time to face the music on his home loan.
uno Home Loans has revolutionised Australia’s home-loan market. Every month, we use our technology to assist thousands of homeowners, investors, refinancers, first-home buyers and downsizers get the right deal –…