Which mortgage features do I actually need?

Borrower requirements are diverse, so a feature that provides flexibility and choice for one mortgage holder may be an unnecessary cost to another.

Rates, house prices and the Royal Commission: the year that was

It’s been a year of peaks and troughs for the Australian property market and today’s decision by the RBA to keep rates on hold at 1.50% is borne of a range of factors likely to shape the outcome of 2018.

Choosing the right investment property loan

Investment loans can be simple – like an owner-occupier mortgage, for example – or more complex, with features to help borrowers make effective use of tax and gearing. 

uno helped me pay for the renovations I’ve always wanted

Like many homeowners, Chris La Fou hadn’t considered refinancing his home loan. It wasn’t really something he knew about. After chatting to a uno home loan adviser, he was able to switch lenders and use the equity in his home to pay for renovations, a new car, and a trip to Hawaii with his mates.

What You Need to Know About Flood Insurance

It’s important to think about more than your home loan when buying a property. You also have to consider its susceptibility to natural disasters.

‘Tis The Season To Save On Your Home Loan

By the time you add up the cost of presents, an indulgent feast and a holiday with the kids, come Christmastime your bank account can end up feeling less Ho Ho Ho and more no, no, no.

Can You Extend an Interest-Only Home Loan?

Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.

20 Tips for Repaying Your Home Loan Faster

Your home loan is likely going to be the biggest debt you have in your life. Getting it repaid quickly frees up your money for other things.

Switching Lenders Could Save You Thousands

Can’t be bothered switching? Think it’s too soon to refinance? Delve a little deeper and you’ll realise the potential savings are enormous, writes Nicole Pedersen-McKinnon.

What Tax Deductions Can You Claim as a Landlord?

Becoming a landlord can help you earn income to repay your investment home loan, however many new landlords miss out on the tax deductions they can claim.

A Trifecta You Can Bet On

There’s a trifecta happening right now in home loans. With interest rates low, property prices cooling and seven weeks to settle before Christmas, this unique moment in time would have bookies in a frenzy.

How To Use a Family Trust to Buy a Home

A family trust might make it possible for you to invest in real estate. They are complex financial structures, so you need to know what they are and how you can use them.