Buying

“What size mortgage can I get?” These 4 questions reveal how much you can borrow

About to take the plunge on a home loan? This handy guide helps you prepare an application without destroying your credit score You’re ready to buy your first home or…

Switching to Solar Could Slash Household Costs

Melbourne artist and mother-of-two, Marnie Higgs needs no further evidence of the power of the sun on her family finances. Higgs and her husband decided to install solar panels on…

Explaining Loan to Value Ratios

The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.

Refinancing

The Benefits of a Mortgage Offset Account

Interest is the biggest burden you face when taking out a home loan. Anything you can do to keep interest payments low will benefit you in the long run. A mortgage offset account allows you to do just that.

What You Need to Know About Refinancing

On the surface, mortgage refinancing offers you the chance to reduce your payments and take advantage of a better interest rate. However, there are a lot of things to consider before making the decision.

How to get a discount on your home loan

It’s a question all borrowers ask: How can I get the best deal on my home loan? uno’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.

Investing

Calculating Depreciation on an Investment Property

Depreciation of a property is something that investors try to avoid. However, Australia’s tax laws can help you deal with depreciation in several ways. You just need to avoid the tax traps many fall into.

20 Questions to Ask a Mortgage Broker

Working with a mortgage broker can help you to deal with the complexities surrounding home loans. But you need to make sure you work with the right person. Ask these questions to find a suitable broker.

The Pros & Cons of Investing in Strata Properties

Investing in strata-titled homes is different from investing in a freestanding property. Each has pros and cons, so let’s look at what you need to consider when investing in strata-titled homes.