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Feature articles

Upgrade or renovate? How one growing family decided with uno

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David and Samantha Jack needed to face up to an issue confronting many couples as their families grow. Should they borrow to renovate and make their home more family friendly or sell up and upgrade to a property that better suits their needs? The Jacks bought their home in Sydney’s Northmead in 2002. David Jack

How uno helped a first home buyer find the ideal loan

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Suddenly, the clock was ticking for David*. The 34-year-old IT worker had been living with his parents on the NSW Central Coast to save money for a home deposit. He had just discovered his contract job in Sydney had turned into a permanent role, which finally gave him some financial certainty, when his parents told

Owning your dream home in 9 easy steps

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There might be one thing worse than being outbid for your “dream” property – not being able to bid at all because your finances aren’t in order. This is a sadly familiar story for those who want to buy a home they see on a property website but can’t move quickly enough to secure it.

7 of the best home loan deals right now

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Once upon a time, banks occasionally loaned money to their customers. But the banks made them work hard for it. Applicants had to be long-term customers who had saved a large deposit and proved beyond doubt they were capable of paying the loan back. Back then, not so long ago, consumers had little choice when

Real estate’s biggest trends for 2017

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The year 2017 promises self-driving cars, Donald Trump’s “wall”, and the release of the final season of Game Of Thrones. But politics and pop culture aren’t the only sectors facing change. Here are uno’s key predictions for the year ahead in the property, technology and mortgage space. 1. The rise of technology According to a survey

The best time to refinance your home loan? Right now.

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There’s never a bad time to look at refinancing your mortgage. The best time, though, is when interest rates are at all-time record lows, as they are at the moment. That’s the view of Joseph Farhat, mortgage coach at uno home loans. “I would definitely say that the interest rate is one of the main

© 2018 Planwise AU Pty Ltd trading as uno Home Loans ABN 81 609 882 804 Australian Credit Licence Number 483595. Planwise is majority owned by Westpac Banking Corporation.
*Terms & Conditions: Offer only available for refinance applications that are lodged with a lender via uno Home Loans (“uno”) between 15 January – 03 February 2019 and settled by 30 April 2019 (“promotional period”). Eligible Applicants will receive confirmation from uno that their home loan application has been lodged with a lender. Eligible Applicants will receive a one-time payment from uno of up to AUD$2,000 to reimburse the Eligible Upfront Loan Fees/Charges paid by the Eligible Applicant in relation to the particular home loan application following settlement of the home loan. Settlement of the home loan must occur within the promotional period. Eligible Upfront Loan Fees/Charges are limited to applicable establishment fees; legal/solicitor fees; settlement fees; and/or discharge fees detailed in the uno Credit Proposal. Eligible Upfront Fees/Charges do not include any fixed term break costs; stamp duty; loan mortgage insurance; valuation fees; and/or rate lock fees. uno will reimburse the value of the Eligible Upfront Fees/Charges listed in the uno Credit Proposal up to AUD$2,000. If the Eligible Upfront Fees/Charges detailed in the uno Credit Proposal exceed the value of AUD$2,000, the Eligible Applicant will receive a one-time payment of AUD$2,000. If the Eligible Upfront Fees/Charges detailed in the uno Credit Proposal are less than the value of AUD$2,000, the Eligible Applicant will receive a one-time payment equal to the Eligible Upfront Fees/Charges detailed in the uno Credit Proposal. Offer limited to one payment per main applicant. Multiple applications submitted by the same main applicant are not eligible for multiple payments. uno will be in contact with the main applicant upon settlement of the home loan application to confirm the payment details. Payment time is up to six (6) weeks after confirmation of main applicant’s payment details. All loan applications are subject to uno assessment and lender approval. Only home loan applications with a total loan amount greater than or equal to AUD$250,000 are eligible to receive the payment. This is a limited time offer and may be varied or withdrawn by uno at any time.*

Refinance with uno and get up to $2,000 of your switching fees refunded*

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