The Active Home Loan Manager

Check if you could save on your home loan and you could earn 1,000 Velocity Points*

uno will help your home loan start low and stay low with Active Home Loan Management. uno combines an expert team of brokers with unique loan monitoring technology, loanScore™, so you'll never need to miss a chance to save on your home loan again3.
Get your free loanScore with uno and you could be eligible for 1,000 bonus Velocity Points1
Think of loanScore as a two minute check-up for your home loan. It helps you understand whether your home loan is in good shape and what you could potentially save. The lower your score, the higher the chance that you could save! Subscribe before 30 June 2020.
For people who have a home loan.
Get a great deal from our 30 lenders and you could be eligible for 100,000 bonus Velocity Points2
uno can help you start on a great home loan deal from one of our 30 reputable lenders, with support from your own dedicated broker. And, if you apply for a new loan or refinance before 30 June 2020 and settle before 30 September 2020, you could earn 100,000 bonus Velocity Points. Winning!
For people who need a home loan now.

How to get your loanScore

Getting your loanScore is super easy and only takes 2 minutes.
  1. Fill in your loan details
  2. Subscribe and get your loanScore
  3. See how much you could save
  4. Take action easily
Enter your Velocity Frequent Flyer Number when you sign up to get your loanScore and you can claim your points. Read our Velocity bonus Points FAQs.
For people who have a home loan

What our customers are saying

Sensational and personal service
The customer service was impeccable. It was very personal and I felt like I wasn’t a number at all. I felt as though uno was doing everything possible to get me the best result possible. I couldn’t be more satisfied!
Michael from Sydney, NSW (Feb, 2020)
Fantastic customer service and patience
Recently refinanced through Uno, Tiffany assisted us with the process and was extremely patient with us as it took some time for us to get ourselves and paperwork organised. We are now paying almost $500 less a month on our homeloan! Can't recommend them enough. Thanks so much Tiffany and Germain.
Rhonda Collins from South-Eastern Region, NSW (Dec, 2019)
Better rate health check on mortgage
Rachel was knowledgeable and advised me on several options so l could tailor my mortgage payments to what suited me definitely invested in my satisfaction with the end result being great for me.
Alexandra from Greater Melbourne, VIC (Dec, 2019)

The uno story

Our mission is to grow the prosperity of Australian households by helping them find, and stay on, a great value home loan for the whole life of the loan.

uno was founded in May 2016 by Vincent Turner after years of innovating in financial technology from Australia to Silicon Valley.

uno – pronounced “you know” – because “you” come first

Born from a passion to improve Australian’s financial health, Vincent started uno with a vision to make the process of getting 
a home loan easier, faster and more transparent.

About us
1. 1,000 Velocity Points offer available to eligible new loanScore customers who: (1) complete an Eligible Subscription with uno’s loanScore service between 20/02/2020 and 30/06/2020 (Promotion Period); and (2) enter a valid Velocity number when completing the Eligible Subscription. An Eligible Subscription is a new loanScore subscription completed during the Promotion Period by a Velocity member and Australian resident who is 18 years or over. A subscription won’t be eligible if the security address provided is associated with any existing loanScore subscription or if the Velocity member doesn’t hold an ownership interest in the security. Please allow up to 2 weeks after you complete an eligible subscription for the Velocity Points to be credited to your account. Offer available once per Velocity number. This is a limited time offer that may be varied or withdrawn by uno at any time, and can’t be used in conjunction with any other loanScore offer.
2. 100,000 Velocity Points offer available to existing uno customers who: (1) complete an Eligible Application for a loan between 20/02/2020 and 30/06/2020 (Promotion Period); (2) enter a valid Velocity number when completing the Eligible Application; and (3) settle the loan by 30/09/2020. An Eligible Application is an application through uno to purchase or refinance a residential property in Australia with a loan amount of AUD $250,000 or more. An application won’t be eligible if it’s a request to refinance, or renegotiate terms, with the Velocity member’s existing lender; or the security address provided is associated with any existing uno loan application settled between 19/02/2019 and the start of the Promotion Period. 100,000 Velocity Points available once per loan application. E.g. applications of more than one loan, or a loan split, are deemed one application for the purpose of this offer. Eligible Applications of more than one loan applicant must nominate the Velocity account of the applicant that will receive the Points. Please allow up to 2 weeks after your home loan has settled for the Velocity Points to be credited to your account. This is a limited time offer that may be varied or withdrawn by uno at any time, and can’t be used in conjunction with any other offer.
3. uno’s loanScore is an indicative rating of current loan health. uno compare the most recent data and product preferences provided by each customer to the products available through uno’s lender panel. A customer’s loanScore may change if any of this data or lender information changes and uno will provide updates as part of its Active Home Loan Management (AHLM) service. This service also provides an estimate of potential, net savings that could be made over three years by refinancing or by renegotiating with the customer’s current lender. To do this uno makes some assumptions, including that the data provided is accurate and that the customer’s repayments will remain the same. Refer to the AHLM terms and conditions for details of how uno calculates loanScore.
4. uno does not guarantee that it will be able to find a customer a better loan, with a higher loanScore, or to save a customer money until they complete an assessment and obtain lender approval. uno also can’t guarantee a customer’s application will be approved, even if it is with their current lender.
5. Any Interest rate quoted in connection with this promotion is subject to change at any time at the complete discretion of each lender on uno’s panel. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. Fees and charges apply.
uno pays Velocity Frequent Flyer Pty Ltd for Velocity Points issued in relation to these offers and recommends that Velocity members obtain independent advice, including tax advice, in relation to participating in the Velocity program.
Velocity membership Terms and Conditions apply.