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No, your credit rating is based on your credit history. Using uno won’t affect your credit history. Lenders refer to credit ratings when they consider loan applications.

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Helen is Head of Content at uno - the smarter, faster way to get a better home loan.

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Key Fact Sheet (KFS)

A document authored and published by a lender in a set format to inform borrowers about a the features of a loan. The product KFS is usually available via the lender website.

Guarantor

The guarantor is legally responsible for paying back the entire loan if the borrower cannot or will not make the repayments. The guarantor will also have to pay any fees, charges and interest.

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© 2018 Planwise AU Pty Ltd trading as uno Home Loans ABN 81 609 882 804 Australian Credit Licence Number 483595. Planwise is majority owned by Westpac Banking Corporation.
*Average savings figure of uno customers who switched their home loan for a lower interest rate between January 2018 and May 2018, assuming minimum monthly repayments remain constant for the life of the loan.

*Offer only available for new home loan and refinance applications that are lodged with a lender via uno Home Loans (“uno”) between 12 October – 21 December 2018, and settled by 31 March, 2019 (“promotional period”). Eligible applicants will receive confirmation from uno that their home loan application has been lodged with a lender. Eligible applicants will receive a one-time AUD$1,000 cash payment from uno following settlement of their home loan, which must occur within the promotional period. Limited to one payment per main applicant. Multiple applications submitted by the same main applicant are not eligible for multiple payments. uno will be in contact with the main applicant upon settlement of the home loan application to confirm the payment details. Payment time is up to 6 weeks after confirmation of main applicant’s payment details. All loan applications are subject to uno assessment and lender approval. Only home loan applications with a total loan amount greater than or equal to AUD$250,000 are eligible to receive the payment. This is a limited time offer and may be varied or withdrawn by uno at any time.

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