Smart, fast and easy home loans.

Service you deserve

Unrivalled service.

On-demand service day and night, 7 days a week. Our advisers go above and beyond and negotiate with lenders to get your best deal.


Smart technology

Our smart tech filters thousands of home loan options from 20+ lenders and our skilled advisers recommend the right home loan and structure for your unique situation.

Easy and convenient

Easy and convenient.

Easily compare more options side-by-side with no hidden fees and get expert advice when you need it. Apply online, we'll do the legwork for you and update you at every step.

Easy and convenient

Got a complex situation?

From structures to super, investments to split loans, your complicated situation is a challenge we accept and thrive on. Simply tell us your needs and we’ll use our deep mortgage expertise to come up with a solution!

Better Deal Challenge Take the Better Deal challenge:
If you find a better deal,
we'll pay the difference for a year^

When we learned that more than 1 in 3 homeowners were not confident they got the best deal on their home loan, we decided that had to change.

That's why at uno, we're putting our money where our mouth is - with the Better Deal Challenge. Even if you find a better deal, we'll negotiate with our lenders and try to match it.

And, if you get your home loan through us, we'll also pay the difference between our proposed loan and your better deal for a year. Find out more

uno's top home loan rate

Interest rate p.a


-1% included

Comparison rate p.a*


Uno Home Loans reviews

What people are saying about us.

So professional & so easy!

The service from our first enquiry to our settlement was outstanding. No question was too difficult and every staf member was friendly and professional. I will never shop for finance any other way again. A special thank you to Crystal Bowman who always went above and beyond!

5 out of 5, reviewed on Oct 03, 2017

Great to deal with, would definately recommend to others!

Phillip helped us get a home loan and we are very happy with the outcome, he followed through on everything he said he would. Crystal from home loan support was also fabulous as she made sure I was kept informed throughout the final stages towards settlement on our newly purchased home. I was a bit skeptical at first not going through a face to face company, but they proved to be fantastic and would highly recommend the team at Uno! Thanks Crystal and Phillip!

5 out of 5, reviewed on Oct 30, 2017

Such a straight forward process.

From the first phone call (which came from the CEO himself!) Vincent, Phillip and Crystal were great. I was looking for a simple mortgage switch that would give me better value than the existing provider. The process was easy and the customer service was excellent. I was kept in the loop throughout the entire process and all interactions were handled swiftly. Well done!

5 out of 5, reviewed on Oct 12, 2017

Easily compare the best deals from every major lender in Australia.


worth of home loans we have helped Australian's with 1


most we've helped someone save in the first year 2


highest value home loan deal we've done (so far...) 3

Customer stories.

Emma's story

"You're talking service that’s above and beyond, especially from a digital platform. It was quite a complex transaction and this was the easiest financing experience we've ever had."

Ken and Shelley's story

"Phil basically took over and did all the legwork for me. There was a bit of emailing and texting, especially in the early stages when he was asking questions and would be doing this at 8.30pm or 9pm."

Christine's story

"You want someone to engage with you and go, 'let's find a solution'. Right from that initial consultation, uno really worked hard for me."

About uno.

uno is a next-generation digital mortgage service that enables you to search and compare your home loan options using smart technology, speak with a real human to get advice on the best loan for you and help you apply. We exist to make the home loan experience smarter, faster and easier for you at every step, all the way to settlement.

Our head office is based in the heart of Surry Hills in Sydney, and we help customers all over Australia. The uno team is 52 people strong and growing.

Our shareholders: uno has a number of committed investors, including majority shareholder Westpac Banking Corporation (ABN 33 007 457 141).

The home loans we recommend to you from our panel of 20+ lenders are chosen based on their suitability for your individual circumstances and are not influenced by Westpac or any other shareholder.

uno defies industry trends by settling two thirds of loans through non-major lenders - compared to the Australian mortgage market average of around three quarters of loans going to the four major lenders.

^ A Better Deal is a proposed loan with a lower total cost over a selected period. If the customer finds a Better Deal on a Comparable Product and they go with uno, we'll pay the difference of first year total cost between uno's proposed loan and the customer's proposed loan after settlement. A customer's Better Deal must be evidenced to our satisfaction within 72 hours of receiving a Credit Proposal. Subject to assessment, eligibility and terms & conditions. Approval not guaranteed. Valid until 30/06/2018.

(1) Total loan value as entered by consumers who have signed up to the uno Platform. (2) This figure is an estimate of the interest saved in the first 12 months of the client's new loan compared to the estimated interest cost of the previous loan. The figures assumes interest rates, minimum repayments and repayment amounts do not change for the life of the calculated results. No other fees or associated costs were included in the calculation. (3) Figure accurate as at 16-08-2017.

Rates are based on: Deposit $250,000, Property value $750,000, Monthly Principal & Interest Repayments, 30 year loan term, Purchase in NSW, Owner Occupied. 1. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years.

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