Introducing Plans by UNO đ
Are you a 6 figure income earner or have a portfolio of properties that youâre thinking of refinancing? If so, then youâll want to hear Emmaâs story about how she locked in the absolute best home loan deal from lenders at a rate they never advertise publicly. Emma is the Chief Operating Officer of a thriving tech company. As a successful executive with a high disposable income, her and husband amassed a diverse multimillion dollar property portfolio. And recently they discovered a rare Sydney historic home on offer for $4.4m that they wanted to make their family home. But they needed to move fast because it wouldnât stay on the market for long. With multiple properties in their portfolio â one of them a block of units all with different structures and terms â Emma knew standard service models with brokers and banks wouldnât help. In the past, even private bankers were unable to provide the kind of deep, rich advice they sought. So they searched for a broker that could do three things. First, they needed a broker that truly understood their complex situation. Second, they needed to refinance and identify the best loan in the market, inclusive of all fees. Finally, to weather any storms in the economy over the next 5-10 years, they needed the best advice on how to structure their portfolio. Fortunately they found the perfect broker who made their dream a reality with the best home loan deal. Result: They snapped up their Sydney mansion home at a price theyâre happy with. They also refinanced their debt and locked in special pricing for 5 years. And theyâre nicely positioned to potentially lock in capital gain. How did they lock in special pricing for 5 years? And what can you learn from their experience if youâre a high income earner or have amassed a diverse investment portfolio that youâre thinking of refinancing?
Emma owned three properties she needed to refinance. One property was in a semi-renovated state. Another, as you know, a full block of units. All the units had different different tenancies and different banks. All had different finance structures, too (some loans were interest only, others were principal and interest). Emma needed a broker who looked at her portfolio holistically to ensure:
Talk with your partner and get on the same page about your goals and dreams. Prepare all your financial and verification documents because theyâll give you leverage to negotiate a better deal. But donât just focus on the interest rate. Speak to your advisor about how to balance your portfolio and minimise risk. In Emmaâs case, the RBA were talking a lot about the heated property market so her advisor mapped out a plan if the market cools off. Need a home loan?UNO. The new way to get a better deal. Get Started
Not all brokers are created equal, so itâs important to identify a great broker. Thankfully thereâs a simple question you can ask that instantly separates the best from the pack. Next time youâre chatting to a broker ask this question: âHow often have you negotiated special pricing?â The answer youâre looking for is âoh, that was something that we did last week?â Another answer you want is âthatâs something we do regularly.âBonus tip: Keep brokers honest by probing for specifics into a deal. Ask about the loan amount⊠find out about the terms⊠uncover precisely how they locked in the best rate. Then sit back and listen. Or, if you want to save time, you can book a call with our customer care team today. Because the individuals in this team are not paid a sales commission it means thereâs no hidden agenda. Rather, theyâre rewarded based on customer satisfaction. To speak to the team just go here.Book a call in with UNO
.svg)
.svg)
.svg)
