UNO Brokers

With over 10 years of experience in the Finance and Banking industry, I’m passionate about helping people build their wealth and secure their financial future. I pride myself on being a trusted advisor who’s there every step of the way.

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Whether you're buying your first home, refinancing your current property, building an investment portfolio, or putting a long-term plan in place for your goals, having someone by your side who genuinely cares about your success makes all the difference. I’m here to make your journey to home ownership — and beyond — a smooth and rewarding one.

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Some of the areas I specialise in include:

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• Investment Property Strategies
• Refinancing and Purchasing
• Construction Loans
• Finance Options for the Self-Employed
• Strategies for Self-Managed Super Funds (SMSFs)

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At UNO Home Loans — Australia's #1 Online Mortgage Broker — we’re passionate about helping you make smarter financial moves for today and tomorrow.

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Keen to chat? Book some time with me — I’d love to help you get started.

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Hello, I’m Shelley Zhou, your trusted Mortgage Advisor with UNO Home
Loans in Sydney. Whether you're looking to secure a home loan or explore
your mortgage options, I'm here to assist. Feel free to contact me at 0488
881 115.
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How I Can Assist You with Your Home Loan:
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With a Diploma in Mortgage Broking and a Master of Professional
Accounting, I have been working in the Mortgage Broking Industry since
2017. Before this, I spent a decade as a professional accountant in
Australia.
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I leverage cutting-edge technology to objectively compare 1,250 of the
latest financial products across more than 30 lenders, including the Big 4
Banks, ensuring you get the best options available.
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As an Authorised Credit Representative (Number 498542) and a member
of the Australian Financial Complaints Authority (Member Number 49498)
and the Mortgage & Finance Association of Australia (MFAA, Member
Number 935850), I uphold the highest standards of professionalism.
Additionally, I carry Professional Indemnity Insurance with coverage up to
$20,000,000.
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My Specialisations:
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SMSF Mortgages for both Residential and Commercial properties.
Expertise in working with both salaried and self-employed clients.

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As a business owner in Sydney for the last 20+ years, and having spent time in the banking / finance, advertising, recruitment and tourism industries during my career, customer service is the cornerstone of my work ethic. I am a problem solver with the ability to “think outside of the box” and a professional with a can-do attitude and a positive approach to my work, and life in general.

Kia Ora! Thanks for checking me out. I have more than 30 years experience across many facets of the financial sector. I chose mortgage broking because it provides me with the opportunity to help real people attain important goals. I chose UNO Home Loans because UNO provides a bespoke level of service and a customer focus that is unparalleled in the sector. I help borrowers of all descriptions to achieve their property objectives. In particular, I specialise in assisting Kiwis to make their Australian property dream a reality. Whoever you are, I will fight tooth and nail to get you very best outcome.

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As an UNO Broker, I am dedicated to helping my clients achieve their financial goals, calling upon my years of experience in the finance industry to ensure my clients are kept well informed and educated throughout the process. Whether the loan is complex or simple, I am here to give a helpful hand to getting an approval in a quick and efficient manner. I strive to be one of the best mortgage brokers in Melbourne. I have helped my clients with the right strategy for their home loans so they are able to pay off their loan sooner and save tens of thousands of dollars over the term of their loan.

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With years of experience in lending and real estate, I bring a deep understanding of the finance industry and a genuine passion for helping clients achieve their financial goals. As a dedicated mortgage broker, I go above and beyond to provide tailored solutions that not only meet but exceed expectations.Whether you're purchasing your first home, refinancing or growing a property portfolio, I am committed to guiding you through the process with expert advice and a customer-first approach.My expertise includes:

- Residential & Commercial Finance Solutions

- Property Investment Strategies

- Refinancing & Debt Consolidation

- Self-Employed & Business Finance Options

- Tailored Lending Strategies to Maximise Borrowing Power

With access to a diverse range of lenders, I ensure my clients receive competitive rates and lending solutions that align with their financial goals. Let’s work together to turn your property and finance aspirations into reality.

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Your Expert Mortgage Broker in Melbourne

‍With over a decade of experience working for major banks across Australia and New Zealand, I have an insider’s understanding of lender requirements, qualification criteria, and the best strategies to secure approvals. Having held senior roles in commercial banking, institutional lending, and business finance, I know exactly what banks look for and how to structure applications for the best possible outcome. As the founder of a Melbourne-based mortgage brokerage, I specializes in home loans, commercial loans, asset finance, cash flow funding, and trustee lending.

My strong relationships within the banking and finance industry gives my clients a competitive edge, ensuring access to the right lenders, tailored loan solutions, and faster approvals. Whether you're a first-home buyer, property investor, or business owner, my deep industry knowledge and extensive network allow me to navigate complex lending scenarios and negotiate the best terms on your behalf.

Get in touch today to secure the right loan with an expert who knows how banks think!

With eight years of experience in the finance industry, I specialize in helping individuals and small business owners navigate complex financial situations, and put forward a strategy to achieve long-term financial success and get ahead on your debt. As your mortgage broker, my focus is on promoting healthy financial habits that allow you to get ahead on your mortgage and set you up to build wealth.

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My Expertise Includes:

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- Debt Consolidation & Refinancing Solutions
- Home Loans for First Home Buyers & Property Investors
- Self-Employed Lending Solutions
- Commercial Property Finance

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Having worked across multiple industries—including the Australian Defence Force and Dental Services—I bring a unique perspective to finance. My diverse background has shaped the way I approach lending, allowing me to see beyond the numbers and truly understand your challenges.

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I hold a Bachelor of Commerce (Finance) from Macquarie University and a Diploma of Finance & Mortgage Broking, equipping me with the expertise to assist you as your broker. Whether you are starting your financial journey or need to get out of a bad debt situation, I am here to support you as your long-term broker.

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My door is always open, feel free to connect with me for a no obligation chat

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An expert in Commercial and Residential Finance, I combine 17 years of experience in the Finance and Banking industry with a dedicated passion for helping people to create a one stop shop for all your personal and business finance needs.Whether your buying your first home or consolidating debt, growing a property portfolio or exploring the best finance solutions for your business - its important you have someone experienced and dedicated that you can trust will work for you to get the best result.

As a Mortgage Broker with a deep understanding of the loan property market, I've spent many years navigating its challenges. Having experience being both a client and a broker, I truly appreciate the pivotal role a dedicated mortgage broker plays in helping individuals achieve their financial goals.

With a wide array of loan products available, choosing the right one can be overwhelming. That's where I come in. Click on the link to schedule an appointment, and I'll gladly address your concerns, answer your questions, and guide you towards the bestloan product to meet your unique financial needs. Let's embark on this journey together.

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