Spring clean your finances and ditch that debt

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan. Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

Move over Marie Kondo - there's a new organisational trend sweeping the nation - and it's not at all what you would expect.

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan.

Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

In May alone this year, over 30,000 people have refinanced a record $15 billion worth of mortgages*.

We’ve also had people flocking to us to chase down a better home loan deal, and we have already been able to identify over $456m worth of potential savings for our customers.

So, does paying more than you have to on your home loan spark joy? Well in the immortal words of Marie Kondon, then ‘bin it’. How? With loanScore.

loanScore is an online refinancing calculator that checks the health of your home loan. It’s totally free and you won’t get hassled with cold calls - just alerts when you could be saving money on your home loan. It basically helps you ditch the unnecessary debt.

So before you wheel out the Dyson, put on the rubber gloves and get ready to dust off the old mortgage agreement, take 2 minutes today to check if it's even worth taking action.

Check your loanScore now

You can also use your loanScore results as a negotiation tool with your bank, or if you’re not sure how or don’t have the time to do this, then let us do this for you. Our team of expert brokers would be happy to renegotiate on your behalf - for FREE.

So if you do one thing today to kick start your finance spring cleaning, make it this. With just minimal effort, you could reap some serious rewards.

It can also be a great way to free up some extra cash (see cash out refinance), or even consolidate debt to bring down your monthly payments.

With Christmas right around the corner - there’s no time to waste.

So if you’re ready to get saving, start your online refinance application here.

Book in a quick call with our customer care team.


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Dylan Aubrey
May 31, 2025
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Jesse did a great job with helping me secure my loan, will be using him again in the future
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Tom Deal
May 30, 2025
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This is the second time I’ve worked with Mike Parsons, and I wouldn’t go anywhere else for mortgage advice. He’s extremely knowledgeable, responsive, and always happy to help. Mike takes a consultative approach, presenting clear options and making the whole process stress-free. Friendly, professional, and genuinely invested in getting the best outcome. Highly recommend and will definitely use him again!
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May 27, 2025
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Paul was amazing to work with. He went out of his way to help us with every last question. He sorted everything out for us, was a wealth of knowledge in terms of who else to use to support us in the buying process. He made moving from New Zealand so easy. He explained everything to us in an easy to understand way. He really worked for us!!! Plus he's such a lovely funny guy, super approachable. Super responsive, has a great team. Totally took care of us in the whole process. I can't wait to use Paul again and would recommend him to every kiwi moving over and all our aussie friends :)
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Matt Carter
May 21, 2025
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Paul from Uno has been amazing. Made it so easy! Highly recommend and made the finance process much more enjoyable experience for us.
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Timothy Semsarian
May 17, 2025
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UNO went above and beyond to help my wife and I with our home loan and settlement. Couldn’t recommend them enough - Jake Wood was an absolute legend! Kept us informed during the whole process and was very thorough with his work, even with a very tight timeframe. Thank you again for all your help, and looking forward to continue using your services!
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Patti Jo Mogensen
May 16, 2025
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100% Rockstar. We found Paul and Uno Home Loans from recommendations from people who had used his services. We know understand why he comes so highly recommended. We definitely put Paul and his team under pressure due to an oversight our end which meant that he had to don his superman cape and work miracles for us. We didn't appreciate the very very short window we created for ourselves (think less than two weeks for settlement). Paul was able to wave his magic wand, come up with multiple solutions to our situation and make it all happen seamlessly. It goes without saying then, without reservation that we recommend Paul and his team as our trusted mortgage advisor! Thanks again Paul. *****The limoncello is on route we promise :)
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Lani Wards
May 13, 2025
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Paul Davey worked very hard to get us the mortgage we required for our investment property. He is knowledgeable and approachable. Thanks Paul!
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Michael Badham
May 13, 2025
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Our entire process with Uno went very well. We had a unique set of requirements for our loan and our super friendly broker Mike Parsons managed to secure us the perfect outcome. Mike also worked above and beyond our expectations to make sure the whole process of completing the documentation of switching banks went smoothly.
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Vanessa Koster
May 13, 2025
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The service recieved from Paul was fantastic. He made the whole process stress free & easy. We started the process from NZ & Paul had everything ready for approval as soon as we landed in Aus. I would highly recommend Paul if you require a mortgage. You won't be dissapointed.
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Peta Hemmings
May 13, 2025
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Paul has been amazing throughout our entire home loan process, we have recommended him to many of our family and friends. He has been extremely helpful and professional right from the beginning.
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Ryan Whittle
May 12, 2025
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Highly recommended, Paul and his team made the process very streamlined delivering the best possible results.
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Tiana Perez
May 10, 2025
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Paul and Dalby were incredible to deal with, from the first interaction with Paul a few months prior, to getting approval to purchase, through to the last minute helping us with the final settlement details. Their communication was second to none and they truly went the extra mile. Paul managed to get us more borrowing power than dealing with the bank directly. I couldn't recommend Paul and his team enough. Paul and Dalby, thank you so much for putting hours and hours of work into our application. We really appreciate it!
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