Finance

Join Vincent Turner as he delves into the intricacies of first home buying with expert insights from Veronica Morgan and Megan Wells of the Homebuyer Academy. This episode unpacks the essential phases and steps in purchasing a home, offering listeners structured guidance on planning, inspecting, negotiating, and settling a property. Drawing on their combined decades of experience, Veronica and Megan reveal common pitfalls, share strategic advice for managing the buying process, and highlight the importance of assembling a robust support crew. Perfect for first-timers and seasoned buyers alike seeking to make informed property decisions.

In today's complex financial landscape, standing on strong financial foundations is a quest that many individuals find daunting. This quest often extends beyond mastering the math of mortgages and investments and delves into the realms of financial behaviors and self-efficacy. That's where financial coaching, a burgeoning field in Australia, can play a pivotal role. Through personalized guidance, financial coaches illuminate pathways to financial clarity and empowerment. Vincent Turner's conversation with Rebecca Maher from My Money Circle on the "So You Know" podcast offers an in-depth exploration of this field's nuances.

This short article pulls key points from a 40 min deep dive podcast interview with Paul Davey, a UNO broker specialised in helping New Zealand citizens to buy property in Australia

If you’re looking to take control of your superannuation and invest in property, Self Managed Super Funds (SMSFs) might be the perfect vehicle. SMSF loans enable you to leverage your super balance to purchase property, but they come with specific rules and considerations. Financial expert Werner Jansen from Financial Purpose recently shared his insights on the UNO Home Loans podcast. Let’s explore what you need to know about SMSF loans and how to get started.

Learn what it is, how to calculate it why it matters, what good looks like and how to improve it (and what you can't do!)

You’ve no doubt heard of stamp duty – but how much is it going to cost you? We’ve compiled a comprehensive list of answers to your stamp duty questions.

If you're seeking a mortgage broker in Parramatta with deep expertise and a proven track record in commercial and residential finance, Scott Wilkinson at UNO Home Loans is here to support you. With 17 years in the finance and banking industry, Scott combines his knowledge and dedication to offer a comprehensive, one-stop solution for all your personal and business finance needs.

Lenders use your credit score to assess your mortgage application. Your credit score is based on your credit file and information you provide in your application. It will vary from lender to lender, according to their loan criteria.

First home buyer Victoria: your guide to FHOG / first home buyers grant, stamp duty concessions/exemptions, and more.

Discover how you can access Western Australia’s $10,000 First Home Owner Grant to help buy or build your first home. Learn the eligibility requirements, transaction types, and residence conditions to see if you qualify for this valuable support.

The South Australia First Home Owner Grant (FHOG) offers financial support for first-time homebuyers who meet specific eligibility criteria, including citizenship and residency requirements. Apply through an Approved Agent or directly with RevenueSA to receive your grant upon settlement or progress payments.

Looking to buy or build your first home in the Northern Territory? Discover how the NT’s HomeGrown Territory Grant can provide up to $50,000 to help make your homeownership dreams a reality.

Kickstart your homeownership journey with the Victoria First Home Owner Grant, providing eligible first-time buyers $10,000 for new homes valued up to $750,000. Make sure you meet the eligibility criteria and reach out to a UNO Broker for expert assistance!

Unlock your dream of homeownership in Queensland with the First Home Owner Grant, offering eligible first-time buyers up to $30,000 towards a new home. Contact a UNO broker today for expert guidance on navigating your application and making your first home a reality!

The NSW First Home Owner Grant (FHOG) provides you with a one-off $10,000 financial boost to help purchase a new or substantially renovated home. To qualify, you must meet specific eligibility criteria, including residency requirements and property value limits, making your dream of homeownership in New South Wales more attainable.

Your HECS/HELP debt may influence your borrowing power for a home loan, but with the right planning, it doesn't have to hold you back. By understanding its impact on your Net Disposable Income (NDI), you can approach your loan application with confidence and a clear strategy.

If you're a first-home buyer in the Australian Capital Territory, discover how you can take advantage of stamp duty concessions that may reduce or even eliminate your stamp duty obligations. Explore the current rates and eligibility criteria to maximise your savings and make your home-buying experience more affordable.

If you’re a first-home buyer in Western Australia, you could benefit from stamp duty concessions that can lower your costs when purchasing new or established homes and vacant land. Meeting the eligibility criteria allows you to save on stamp duty, giving you a larger deposit, a reduced Loan-to-Value Ratio (LVR), and access to more competitive mortgage rates.

Discover how first-home buyers in Tasmania can benefit from a full stamp duty exemption on established homes valued up to $750,000 between 18 February 2024 and 30 June 2026. Learn the eligibility requirements, property exclusions, and how saving on stamp duty can boost your deposit, help you avoid lenders mortgage insurance (LMI), and secure better mortgage rates. Explore how this exemption can make your homeownership journey more affordable.

First home buyers in South Australia can access a full exemption from stamp duty for contracts signed after 6 June 2024. This guide details eligibility criteria and qualifying properties, including new homes and off-the-plan apartments. Take advantage of these concessions to increase your deposit, save on lenders mortgage insurance, and enhance your borrowing power. Contact a UNO broker for expert assistance!