Finance

Looking for a trusted mortgage broker in Perth? Andrew Wyers offers expert guidance, competitive loan options, and personalized service to help you achieve your property goals, whether you're a first-time buyer or seasoned investor.

Capital Gains Tax (CGT) is a key consideration for property investors. But what exactly is it, and how can you reduce the amount you need to pay?

A finance broker helps clients in Australia find and secure the best loan by providing access to multiple lenders, offering tailored advice, and negotiating favorable terms. They simplify the loan process, saving time and money while offering ongoing support.

Setting up your own self managed super-fund to invest in real estate may be a really tax-effective investment strategy for you and your partner. We know that this form of investment is still gaining in popularity, with more & more lenders offering loan products specifically designed for this type of purchase. As it has its own level of complexity, you need an experienced mortgage professional who can steer you through all the confusing industry jargon & recommend the best & most suitable loan product that meets your needs, goals & objectives.

Homebuilding is not just about constructing walls and a roof; it’s about creating a space that reflects your vision and meets your family’s needs. And while the process of building your dream home should be filled with excitement and anticipation, it’s often fraught with complexities and stress instead. From the initial design stages to the final handover, various factors can derail your project – including construction delays, design errors, and unexpected costs. To ensure a smooth homebuilding journey, you must proactively identify and address these potential roadblocks. This is where a reliable construction consultant can help.

Learn three actionable strategies to pay off your home loan faster without falling into sales traps. Discover the basics of reducing your loan balance, the concept of debt recycling for converting non-deductible debt to investment debt, and how leveraging equity to buy investment properties can accelerate mortgage payoff. While these methods come with their own risks and considerations, this episode provides a fundamental understanding to help you make informed financial decisions. Save time and get savvy about managing your home loan efficiently.

Discover an alternative to mortgage insurance with Own Home. By providing a loan to cover the balance of your deposit, Own Home allows you to avoid paying lenders mortgage insurance. This option is especially beneficial for first-time homebuyers who may not have a 20% deposit. With Own Home, you can buy a home sooner, potentially saving money as property prices rise. Plus, they provide a buyer's agent to assist you in finding the perfect property. Unlock cheaper interest rates and make your homeownership dreams a reality with Own Home.

Discover the best way to determine if you're getting a great deal on your home loan. In this episode, the host introduces a new formula that focuses on the total cost of the loan over a three-year period, including interest, fees, and insurance. Learn why this approach is more valuable than just looking at interest rates and comparison rates. If you want to make an informed decision about your home loan, tune in and talk to a home loan broker.

Everything you might want to know or consider around refinancing including why, how, doing it well (and badly), the process and more. Completely free, no sign up required to access this guide.

Learn how to pay off your mortgage faster by making an extra $300 monthly repayment. Automating the process and aligning your pay cycle with your mortgage cycle can make it easier. Other strategies include asking for a pay rise, doing extra work like driving for Uber, consolidating debt, delaying major purchases, cost-effective spending patterns, cooking at home, reducing meat and seafood consumption, cutting back on pub visits, and buying secondhand items. By implementing these hacks, you can save up to $150,000 in interest and shorten your mortgage by six years.

Learn all about mortgage offsets in this episode. Discover what offsets are, how they work, and when to consider getting one. Find out why offsets may not be suitable for everyone and how they can actually slow down loan repayment. Get tips on using offsets effectively, including combining them with interest-free credit cards. Whether you're a homeowner or looking to get a mortgage, this episode will help you make informed decisions. Tune in to Uno Broker for expert advice on offsets and mortgages.

Whilst low and no deposit loans are expensive and largely unavailable there are newer options that do away with expensive LMI and spending years saving for a deposit, but they aren't for everyone.

Get a free check-up for your home loan with loanScore. It helps you understand how close your loan is to a good deal.

When you refinance your loan to consolidate debt, it’s usually to save money. You may be paying off a personal loan, car loan and multiple credit cards on top of your home loan – and paying different rates of interest on all of them.

Split home loans combine fixed and variable portions of a loan to offer you the best of both worlds.

Find out how much your loan repayments would be using our calculator below. We’ve also compiled a definitive list of answers to your most pressing home loan questions.

Shared equity schemes can help first buyers get into their own homes sooner. But what are they, and how do they work?