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How does my credit score affect my home loan?

Australian credit history files are maintained by VEDA. On request, VEDA will provide a copy of your credit history to yourself or any third party you authorise. The credit history report lists all credit history enquiries, including those from financial institutions, telco companies and others.

The credit history report will list any situations where a formal claim has been made that you haven’t met your financial obligations. If you’d like us to, we can obtain a credit history report on your behalf and help you deal with any issues for good. Extinguishing a blemish on your credit history is not as hard as you might think, and we’re here to assist you. Just contact us on 133 866 or through online chat.

This information in this article is general only and does not take into account your individual circumstances. It should not be relied upon to make any financial decisions. uno can’t make a recommendation until we complete an assessment of your requirements and objectives and your financial position. Interest rates, and other product information included in this article, are subject to change at any time at the complete discretion of each lender.

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Helen is Head of Content at uno - the smarter, faster way to get a better home loan.


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