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The decision to fix your interest rate will depend on your goals, financial situation and risk appetite. It is best to understand how fixed and variable interest rate options work and the pros and cons for both. If you would like to take advantage of uno’s financial expertise to help you make that decision, contact us on 133 866 or via online chat.

This information in this article is general only and does not take into account your individual circumstances. It should not be relied upon to make any financial decisions. uno can’t make a recommendation until we complete an assessment of your requirements and objectives and your financial position. Interest rates, and other product information included in this article, are subject to change at any time at the complete discretion of each lender.

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Helen is Head of Content at uno - the smarter, faster way to get a better home loan.

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A ‘home-branded’ loan, a similar concept to home-branded products found in supermarket aisles.

Variable Rate

Loan products that have fluctuating interest rates.

Valuation

An assessment of a property’s value. This is used to calculate the LVR.

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