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Loan to Valuation Ratio. The loan amount divided by the security value expressed as a percentage. This is a key indicator of risk to a lender in any deal. Typically no higher than 60% for Lo Doc loans, no higher than 80% without Lenders Mortgage Insurance and no higher than 97% for mainstream lenders.

For more information on LVR, read here.

This information in this article is general only and does not take into account your individual circumstances. It should not be relied upon to make any financial decisions. uno can’t make a recommendation until we complete an assessment of your requirements and objectives and your financial position. Interest rates, and other product information included in this article, are subject to change at any time at the complete discretion of each lender.

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An assessment of a property’s value. This is used to calculate the LVR.


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