No one wants to borrow more than is necessary, of course, but it can be difficult to predict exactly how much you will need. As well as your property’s purchase price, you need to take into account things like house and contents insurance and relocation costs, as well as transaction fees such as stamp duty and conveyancing. Use uno’s Funds Required calculator as a guide to what you will need to borrow to purchase your target property.
What is the minimum I need to borrow to purchase the property I choose?
No one wants to borrow more than is necessary, of course, but it can be difficult to predict exactly how much you will need.
* Three year fixed rate, owner occupier, P&I loan with a maximum LVR of 95% and a loan amount >$150,000. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. ^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. ± All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money.