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Add ons to the loan that can be a benefit to the applicant. These can include offset accounts, redraw facilities, extra repayments, etc.

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White Label

A ‘home-branded’ loan, a similar concept to home-branded products found in supermarket aisles.

VOI

Verification of Identity is a process to ensure that applicants are who they claim to be.

Variable Rate

Loan products that have fluctuating interest rates.

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