So You Know Podcast - Debt Consolidation

UNO home loans

So You Know podcast episode 1 - debt consolidation with Karis Churchill.

Debt consolidation: Simplifying and managing your finances in one loan.

In the debut episode of So You Know, UNO Broker Karis Churchill joins Vincent Turner to discuss debt consolidation. They delve into many topics including what debt is and its different types, including secured and unsecured debt.

Karis walks us through debt consolidation - the process of merging multiple debts into one loan - giving you better control and simplification of finances.

The main drivers for debt consolidation are the desire for easier management of multiple payments and the opportunity to save money on interest rates. Karis also shares strategies for structuring debt consolidation loans effectively, such as using cash-out refinancing to pay off debts not in the borrower's name.

"Debt consolidation can help bring all your existing debts into one loan, giving you better control of your finances. It allows you to move high-interest debts to lower interest rates, saving money and getting out of debt sooner."

Karis Churchill is a mortgage broker at UNO, Australia's online mortgage broker. With extensive knowledge and experience in debt consolidation, Karis helps clients simplify their finances and take control of their debt.

Debt consolidation merges multiple debts into one loan, simplifying finances and providing better control.
Consolidating debt can save money on interest rates and help borrowers pay off their debts sooner.
Structuring debt consolidation loans effectively involves using cash-out refinancing and splitting loans to pay off debts with different terms.

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August 5, 2024

I am writing this summary in support of recommending Mike Parsons as a Mortgage Broker. At the time of writing this, I have known Mike for 4 years and he has executed 4 mortgages deals for me (including 2 refinances) over that time. Mike has provided me incredible service as a mortgage broker as follows : - Works painstakingly on getting the scenarios together to provide you options that optimize your position. - Works inordinate hours on the detail necessary to support the scenarios. - Mike keeps you updated on the status and progress of the applications and also helps you work through answering questions and any complexities that may arise. -In my cases, given the complexities and timings of my situations , these application processes would take many weeks to finalize . Mike never gave anything other than utter commitment and focus to getting the job done. Mike acts as a true business partner throughout this whole broker /mortgage journey. I simply would only go to Mike for any future dealings on getting a loan from a bank (and as will my kids in the future !) . There is no way a bank (I have seen anyway) would provide this kind of time nor service to a customer. You can rest assured that once Mike has done the deal, you have ended up with the most optimized position taking into account all the variables/scenarios in play. Scott Hutchinson

Jason Seam

August 5, 2024

I've worked with Scott Wilkinson for my last 2 properties and he's been excellent. He sourced multiple options and didn't push a specific bank, tailoring his recommendations to me based on my requirements. I was specifically requesting a "medico loan" and Scott could navigate that extra requirement with expertise. When I was initially working with Scott, I was also trialling 2 other brokers and neither of those 2 had the same breadth of lenders, or could provide the same deals. I've referred multiple buyers to Scott and his team; one of them said to me after working with him, "how'd you find this guy, he's so good compared to all the other broker's I've worked with!" I'm going into my next purchase with Scott as my broker partner again. I recommend him to everyone

So You Know Podcast - Debt Consolidation

Debt consolidation: Simplifying and managing your finances in one loan.

So You Know - a Finance and Property podcast by UNO

UNO home loans

Try Plans by UNO

Related Articles

How to Take Advantage of the NSW First Home Owner Grant

Unlock Your Dream Home with the QLD First Home Owner Grant

Kickstart Your Homeownership Journey with the Victoria First Home Owner Grant

What our customers are saying