Move over Marie Kondo - there's a new organisational trend sweeping the nation - and it's not at all what you would expect.
With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan.
Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.
In May alone this year, over 30,000 people have refinanced a record $15 billion worth of mortgages*.
Weāve also had people flocking to us to chase down a better home loan deal, and we have already been able to identify over $456m worth of potential savings for our customers.
So, does paying more than you have to on your home loan spark joy? Well in the immortal words of Marie Kondon, then ābin itā. How? With loanScore.
loanScore is an online refinancing calculator that checks the health of your home loan. Itās totally free and you wonāt get hassled with cold calls - just alerts when you could be saving money on your home loan. It basically helps you ditch the unnecessary debt.
So before you wheel out the Dyson, put on the rubber gloves and get ready to dust off the old mortgage agreement, take 2 minutes today to check if it's even worth taking action.
You can also use your loanScore results as a negotiation tool with your bank, or if youāre not sure how or donāt have the time to do this, then let us do this for you. Our team of expert brokers would be happy to renegotiate on your behalf - for FREE.
So if you do one thing today to kick start your finance spring cleaning, make it this. With just minimal effort, you could reap some serious rewards.
It can also be a great way to free up some extra cash (see cash out refinance), or even consolidate debt to bring down your monthly payments.
With Christmas right around the corner - thereās no time to waste.
So if youāre ready to get saving, start your online refinance application here.
Book in a quick call with our customer care team.