Documentary evidence that verifies application data, used by both uno and lenders to confirm the details that a loan applicant has provided throughout the application process.
Depreciation of a property is something that investors try to avoid. However, Australia’s tax laws can help you deal with depreciation in several ways. You just need to avoid the tax traps many fall into.
The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.
Interest is the biggest burden you face when taking out a home loan. Anything you can do to keep interest payments low will benefit you in the long run. A mortgage offset account allows you to do just that.
