8 Reasons Why It's Smarter to Get Your Home Loan Through UNO

UNO Home Loans has revolutionalised the home loan market. Here's 8 reasons why we can get you a better, smarter deal on your home loan.

UNO Home Loans has revolutionised Australia’s home-loan market. Every month, we use our technology to assist thousands of homeowners, investors, refinancers, first-home buyers and downsizers get the right deal – the loan that best suits their individual circumstances. And we provide great advice and service along the way, demystifying and simplifying what can often be a stressful and complex process. How do we get you a better deal? Let us count the ways …

1. We’re 100 per cent transparent

While traditional mortgage brokers might only show you two or three options (because they simply can’t have all of the thousands of product variations in their head), we provide you with all available home loan options in our database that you could be eligible for. You see everything, which gives you true choice and transparency. It means that you can see which is the best option for you, whatever your personal preferences and goals.

2. We have no hidden agendas

Unlike with traditional mortgage brokers, when you settle a loan with UNO, our individual Advisers don’t receive a commission. Commission from lenders is paid to UNO, as a business, and is invested in the technology, platform, content as well as our people so that we can not only offer customers a better deal but great advice too. This means our Advisers have one objective – to find you the best home loan deal and guide you through to the end of the process. In many cases, we will negotiate with lenders on your behalf. There are no personal or team incentives to “sell” you a product from a specific lender.

3. We have unbeatable technology

Our tech powers through hundreds of mortgage products with thousands of variations or “rules” that modify these based on every customer’s unique situation. There are thousands of possible product configurations for any individual borrower. Without smart technology, it’s extremely difficult for anyone – be it a customer or professional – to identify the best option. Traditional mortgage brokers couldn’t run those comparisons in their head even if they wanted to! Fortunately, our platform makes the process data-powered and smarter. Need a home loan?UNO. The new way to get a better deal. Get Started

4. We have smart and experienced experts

Our advisers are extremely experienced and genuinely understand Australia’s home-loan market. They enjoy the challenge of finding the best loan deal and push hard to exceed customers’ expectations 10-fold. They also love data and know how to use our advanced technology, which means the advice they offer is always backed by data and up to date. Read about our team of advisers here.

5. We’re (almost) always open

You can reach one of our specialists every day of week – from 8am to 10pm on weekdays, and 9am to 5pm on weekends. How you do it is up to you – web chat, email, Skype, text … or even talk to one of us on the phone. Chances are you can chat to one of our home-loan advisers right now.

6. We may be a digital business, but we believe in “old-fashioned” customer service

We genuinely want to provide our customers with the best possible home loan for their individual circumstances. Our mission is to change the way Australians get a home loan by using technology with all of the deals the big and specialist banks are offering, and team this with advice that helps you make the right decision.

7. We’ll never pester you

Our customers don’t receive phone calls from salespeople. We’ll reach out to tell you we’re here, but we’ll never hound you. But if you decide to work with us, we will keep in regular contact to make sure you know what is happening at all times. Read about our mission here.

What to do next

To get a better home loan the smarter, faster way:

  • Search for home loan deals here
  • Or chat with one of our advisers Book a call in with UNO
5 stars for our service reviews from clients

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TESTIMONIALS

What our customers are saying

Sheree Tidswell
February 20, 2025
5 stars for our service reviews from clients
Scott Wilkinson and the team at Uno Mortgages were exceptional to work with. They were proactive, took the initiative at every stage, and kept us well-informed throughout the process. Their patience and relaxed approach made everything feel seamless, and we truly felt supported in achieving the best outcome for our needs. We highly recommend Scott and the Uno team for their professionalism and dedication!
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Jaio Seto
February 19, 2025
5 stars for our service reviews from clients
Paul is great to deal with, he made the whole process super easy!
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Ankur
February 12, 2025
5 stars for our service reviews from clients
Shelley and the team at UNO Home Loans have been amazing to deal with. The process has been very smooth. I would highly recommend their expertise.
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Rich N
February 6, 2025
5 stars for our service reviews from clients
Mike Parsons was so good. He went in to bat for us with the bank and the valuers and everything went smoothly, eventually!! - One is always waiting for banks it seems... Mike gave us clear and concise information and time-frames during the whole process and was super friendly and way to deal with. Highly recommend Uno and Mike.
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Baron Wills
January 21, 2025
5 stars for our service reviews from clients
Scott was referred by a mate of mine whom I've known for years back in Novemberof 2024. Shared my goals and what my ideal outcomes were and had one of the quickest and easiest turnarounds I've ever experienced thanks to Scott. He was easy to work with with allowed me to go at my own pace. When I had questions Scott took the time to help me understand in a way that made sense to me. We finalised our transactions a month later and settlement couldn't have been more easier. Thank you Scott and his amazing team at Uno home loans. I highly recommend and will be looking to partner with Scott and his team again on my next investment loan.
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Theresa Liebenberg
January 15, 2025
5 stars for our service reviews from clients
Paul Davey was our mortgage broker for the purchase of our first home in Australia. We were very anxious about purchasing a home less than one year in the country. Paul's initial consultation was great and we did not even consider any other avenues. Right through the process, he kept us informed and utilised whatever additional expertise from Uno to get us an approved mortgage. Straightforward and efficient! We highly recommend Paul and Uno for the purchase of your new home. Theresa and Johan
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Mark
January 10, 2025
5 stars for our service reviews from clients
We were recently approved for finance with Scott Wilkinson at UNO Home Loams. Scott was friendly and professional the whole way through the process and obtained the finance for us when many others had said they wouldn’t be able to. Thanks to Scott we were able to get everything done and settled in quite a short amount of time considering the complexity of the deal. We knew where we stood the whole way and no details were hidden or forgotten . Thanks Scott you are highly recommended by myself and my Wife.
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Lise Ioane
December 30, 2024
5 stars for our service reviews from clients
Paul Davey and the team were amazing! As Kiwi's who have moved to Australia I wanted to use someone back home or who had experience with helping FHB in Australia. Paul answered all of our questions in a timely manner and helped us to secure the home loan and move into our new home. We had a few meetings with Paul and he did all the the work so us, we just filled in the required paperwork and he and the team did the rest. We dealt with Dalby for the last part of the process and he was also amazing! Highly recommend Paul and the team! Thanks Paul, Dalby and the team and UNO Home Loans.
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Neil Venkataramiah
December 20, 2024
5 stars for our service reviews from clients
Mike Parsons: Working with Mike was amazing. My wife and I were a couple from Sydney that had a 7 year stint overseas. On moving back, our loan had gone from Interest Only to Principal and Interest. The challenge: to get 2 recently re-patriated Aussies on an Interest Only loan. With only 1 year of Oz financials. And with income from an overseas company. We had equity in our property, but the ability to service was the issue. A very tough brief. Step in Mike. He contacted all his lenders, knowing that this was a unique situation. He never let up and followed through with calls and whatsapps at every stage of the process. We simply could not have got our Interest Only loan if it wasn’t for Mike. I highly recommend Mike for any loan or re-finance that you’re looking at. His attention to detail and ability to find creative solutions is second to none. And most importantly - he's a good guy that will guide you through the whole process in what can be a stressful time. Steph and Neil
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Philip Smith
December 20, 2024
5 stars for our service reviews from clients
Mike Parsons provided my wife and I outstanding service for our home loan. I have never dealt with someone who is so helpful and goes the extra mile and provides such excellent service the way Mike did. Highly recommend Mike as your broker for all investment/home loans you won’t be disappointed.
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Gemma Smith
December 19, 2024
5 stars for our service reviews from clients
Mike Parsons was truly amazing when he organized our home loan. He offered service that far exceeded my expectations. He was on top of everything and was very organised. He has a true “do it now” attitude and ensured everything ran smoothly. He went above and beyond to make sure everything was in place. He was always contactable (even when he was on holidays!). Keeping us up to date at every step and his communication was great! Would VERY HIGHLY RECOMMEND Mike!
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Stéphane Aumont
December 19, 2024
5 stars for our service reviews from clients
Highly recommend Mike - great service, very responsive and helped us through the whole process from product selection, approval all the way to settlement. Mike is supported by a great team at UNO
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