How to check you still have a great home loan

Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated "12 hours" as a response – even when the reality is more like two hours.

Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated “12 hours” as a response – even when the reality is more like two hours. We’re seeing a huge shift in the way Aussie consumers are interacting with the property market, with savvy consumers looking for new ways to get on and climb up the property ladder. But one thing that never seems to change is the ‘grudge’ element of the application process, or the anxiety that a home loan can bestow on a household. What if there was a tool you could use to check whether it’s even worth taking action on your home loan? A tool that takes 2 minutes, not 2 hours? There is – it’s called loanScore.

How does it work?

loanScore is a FREE check-up for your home loan. It helps you understand whether your home loan is in good shape. Click here to get started checking your loanScore.All you have to do is:

  1. Fill in your loan details
  2. Get your loanScore
  3. See how much you could save
  4. Set a savings threshold for alerts
  5. Take action easily The lower your score, the higher the chance that you could save!

What do you get?

  • Monthly update of finance and property news to help you stay on top of what’s happening
  • Monthly update on your loanScore and potential savings
  • Rate change notifications
  • Support from a dedicated home loan expert by just picking up the phone, or scheduling a call back

What you don’t get!

5 stars for our service reviews from clients

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What our customers are saying

Alice V
December 5, 2025
5 stars for our service reviews from clients
great experience - very supported throughout the whole mortgage arrangement process
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Cassie Ninness
December 1, 2025
5 stars for our service reviews from clients
Jake was fantastic when refinancing our home loan. The whole process was made so easy by Jake who had a lot of knowledge, was attentive and kept us well informed through the whole process. Such an easy and positive experience and I would recommend him and his services to anyone.
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Kobe Ferguson
November 29, 2025
5 stars for our service reviews from clients
I had the absolute pleasure of working with Jake de Ruyter on our home loan application, and I couldn’t recommend him highly enough to anyone looking to finance a new home. From his lightning-fast response times to his extensive knowledge across every stage of the process, Jake has been a breath of fresh air during what can be a very stressful period. He made sure we understood each step clearly and took the time to explain anything we weren’t familiar with in a way that genuinely made sense. Jake went above and beyond to find the best option for our specific situation, and his dedication has truly set him apart. We will absolutely be using Jake for all future finance needs. Highly recommended
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Riley Nicoll
November 29, 2025
5 stars for our service reviews from clients
My partner and I have just bought our first home and Jake de Ruyter helped us arrange our finance. Jake was an absolute pleasure to deal with. He made the process smooth, stress-free, and straight-forward. He displayed professionalism and open communication throughout the process and was quick to act on every piece of correspondence. We are so happy and will 100% be doing all our future finance through Jake.
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Chris Whiteman
November 29, 2025
5 stars for our service reviews from clients
We chose Paul as our mortgage broker because, as fellow Kiwis, we wanted someone who truly understood us and how we work - and we’re so glad we did. His communication was exceptional from start to finish, always quick to respond (even to our many questions!) and incredibly clear throughout the entire process. Paul secured our loan super quickly and guided us through each step with confidence and ease. Buying a home in Australia can feel overwhelming, but he made everything feel straight forward and stress-free. We would recommend Paul all day long to anyone looking to purchase a home in Australia, and we will absolutely use him again when the time comes. Thank you, Paul - you’ve been amazing.
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Josh Rochford
November 28, 2025
5 stars for our service reviews from clients
Paul and the Team and UNO were fantastic. Very informative and extremely efficient.Highly recommend. Thanks again Paul
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Kealan Kelly
November 27, 2025
5 stars for our service reviews from clients
Mike and team were an absolute pleasure to work with. Super friendly and professional throughout and got us excellent rates
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W S Lam Wong
November 27, 2025
5 stars for our service reviews from clients
When seeking for a loan for my unconventional lending requirements (via a trading trust), none of the Big 4 nor regular brokers could help. I'm glad I found Jesse who has a thorough understanding of my requirements and it has been a pleasant and seamless experience to have my loan organised by Jesse until settlement. A well deserved 5 stars review from me!!!
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Haylee Hollings
November 26, 2025
5 stars for our service reviews from clients
Paul was amazing from the first phone call, he knew what we needed to know before we had even thought about it.. He and his team had us feeling at ease moving from Another country knowing he had us sorted and under control and in good hands. Paul will be our go to for other financial needs in the near future! Thanks again Paul and the team! Thankful kiwis!
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Claire Blackall
November 26, 2025
5 stars for our service reviews from clients
Highly Recommend Paul Davey – Exceptional Mortgage Broker We worked with Paul Davey on a very complex mortgage application, and we honestly couldn’t have asked for a better broker. Paul worked incredibly hard for us from start to finish — he was patient, knowledgeable, and relentless in finding solutions when things got complicated. His communication was outstanding, always keeping us updated and making sure we understood every step of the process. It’s clear he truly cares about his clients and goes above and beyond to achieve the best outcome. We’re extremely grateful for everything Paul did for us and would recommend him without hesitation to anyone looking for a dedicated and trustworthy mortgage broker.
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H Hollings
November 26, 2025
5 stars for our service reviews from clients
Paul is absolutely fantastic, he is absolutely worth reaching out to! He explains things in ways you can understand and help you get or work towards what you are wanting to achieve. You won’t regret reaching out to him and his team at all!
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Owen
November 26, 2025
5 stars for our service reviews from clients
Paul and the team at UNO are excellent, very responsive with sound knowledge, highly recommend.
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