What is Active Home Loan Management?

Our research has uncovered some uncomfortable facts about how little action most borrowers take to maintain a healthy home loan.

For example, 59% of consumers have never asked their lender or broker for a better rate since they took out their loan.
Most Australians stay with the same home loan product for more than five years.

Five years is a long time! In that time, a number of factors might have changed (rising or falling interest rates, rising or falling house prices, your job situation etc) that will have impacted how good that loan is today.

By not checking on your loan and doing something to change it if it’s no longer in good shape, you could be costing yourself a lot of money. We estimate Australians waste more than $4bn a year in excess interest paid on their mortgages.

That’s why UNO has pioneered Active Home Loan Management.

Active Home Loan Management means UNO is taking an active approach to making sure you have the best loan out there for your circumstances.

By keeping an active eye on your interest rate, comparable to other rates out there in the market, UNO makes sure you know you’re still on the best rate. And if you’re not? UNO makes sure you know that also.

We are invested in fighting home loan waste for you.

There are three stages to UNO’s Active Home Loan Management service:

First, you sign up to loanScoreTM, UNO’s unique technology that can check your loan against thousands of other home loan products in the market. You let us know how much you’d like to save, so we have a better idea of which rate products are going to suit your needs.

Secondly, when a rate (or rates) becomes available that will enable you to hit your savings threshold, we send you an email to let you know.

Finally, with your approval we negotiate a better deal with your lender to make sure you get that better rate – or switch you over to a better deal with an entirely different lender.

Already, loanScore customers have been shown to have a potential median 3-year saving of $10,901.

So, sit back and let UNO fight home loan waste for you. We’ll help Australians fight home loan waste today and for the whole time they have a home loan.

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TESTIMONIALS

What our customers are saying

Gabe Windsor

October 26, 2023

What a fantastic experience using UNO Home Loans. Mike Parsons and the team were exceptional. Such an easy, hassle free experience, cannot recommend them highly enough. Mike Parsons was in touch every step of the way, and with him doing all the leg work, the transition to a refinanced home loan was a very easy one. Thank you!

Laurisa Sticotti

July 1, 2023

Scott Wilkinson has been fantastic when dealing with my broking needs. He has held my hand through every step of the way and has made purchasing my first home a much more comfortable experience than I anticipated.

Thusi Gamage

July 1, 2023

Awesome team, Very reliable and friendly. Scott Wilkinson is very experienced and knowledgeable.He guided us throughout the process and was available to help.

Omar Zazou

June 1, 2023

I have worked with Scott Wilkinson to get my home loan and he has been a massive help to navigate my first home purchase. He has taken care of all the financial details and I didn't need to worry about anything. Highly recommend him for his professionalism, patience and support!

Kelly O'Connor

June 1, 2023

You won’t find any broker better than Anita at UNO. We’ve told all our friends and family about her and will be using her for all our mortgages in the future! A stress free process from the start. She listened to our needs and was always available.

Ashley Morson

We are truly grateful for uno home loans and our broker Karis Churchill. This is our second time purchasing a home with the help from Uno and both times have been a very positive experience. Our recent purchase had many obstacles due to different factors however it was our dream home and we were up for the challenge. Our broker Karis was a true support and went above and beyond. She communicated so well with our solicitor and the real estate agents. She kept us updated through every step and kept us motivated when things seemed impossible. Uno is very fortunate to have Karis as a broker and we would highly recommend her to anyone. Our family are so happy we are now in our new forever home. Thank you so much Karis and to the uno team!!!

Ebubekir Demir

Thank you Eren for your quick and efficient turn around time to getting an approval for a loan. Will be recommending you to anyone that needs a quick and reliable loan.

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