What is Active Home Loan Management?

UNO home loans

With our unique technology, UNO can proactively manage your home loan so you don't have to. Our customers get regular alerts and updates so they can see if they could be getting a better deal.

Our research has uncovered some uncomfortable facts about how little action most borrowers take to maintain a healthy home loan.

For example, 59% of consumers have never asked their lender or broker for a better rate since they took out their loan.
Most Australians stay with the same home loan product for more than five years.

Five years is a long time! In that time, a number of factors might have changed (rising or falling interest rates, rising or falling house prices, your job situation etc) that will have impacted how good that loan is today.

By not checking on your loan and doing something to change it if it’s no longer in good shape, you could be costing yourself a lot of money. We estimate Australians waste more than $4bn a year in excess interest paid on their mortgages.

That’s why UNO has pioneered Active Home Loan Management.

active home loan management means UNO is taking an active approach to making sure you have the best loan out there for your circumstances.

By keeping an active eye on your interest rate, comparable to other rates out there in the market, UNO makes sure you know you’re still on the best rate. And if you’re not? UNO makes sure you know that also.

We are invested in fighting home loan waste for you.

There are three stages to UNO’s Active Home Loan Management service:

First, you sign up to loanScoreTM, UNO’s unique technology that can check your loan against thousands of other home loan products in the market. You let us know how much you’d like to save, so we have a better idea of which rate products are going to suit your needs.

Secondly, when a rate (or rates) becomes available that will enable you to hit your savings threshold, we send you an email to let you know.

Finally, with your approval we negotiate a better deal with your lender to make sure you get that better rate – or switch you over to a better deal with an entirely different lender.

Already, loanScore customers have been shown to have a potential median 3-year saving of $10,901.

So, sit back and let UNO fight home loan waste for you. We’ll help Australians fight home loan waste today and for the whole time they have a home loan.

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5 stars for our service reviews from clients

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TESTIMONIALS

What our customers are saying

Philip Smith

December 20, 2024

Mike Parsons provided my wife and I outstanding service for our home loan. I have never dealt with someone who is so helpful and goes the extra mile and provides such excellent service the way Mike did. Highly recommend Mike as your broker for all investment/home loans you won’t be disappointed.

Neil Venkataramiah

December 20, 2024

Mike Parsons: Working with Mike was amazing. My wife and I were a couple from Sydney that had a 7 year stint overseas. On moving back, our loan had gone from Interest Only to Principal and Interest. The challenge: to get 2 recently re-patriated Aussies on an Interest Only loan. With only 1 year of Oz financials. And with income from an overseas company. We had equity in our property, but the ability to service was the issue. A very tough brief. Step in Mike. He contacted all his lenders, knowing that this was a unique situation. He never let up and followed through with calls and whatsapps at every stage of the process. We simply could not have got our Interest Only loan if it wasn’t for Mike. I highly recommend Mike for any loan or re-finance that you’re looking at. His attention to detail and ability to find creative solutions is second to none. And most importantly - he's a good guy that will guide you through the whole process in what can be a stressful time. Steph and Neil

Stéphane Aumont

December 19, 2024

Highly recommend Mike - great service, very responsive and helped us through the whole process from product selection, approval all the way to settlement. Mike is supported by a great team at UNO

Gemma Smith

December 19, 2024

Mike Parsons was truly amazing when he organized our home loan. He offered service that far exceeded my expectations. He was on top of everything and was very organised. He has a true “do it now” attitude and ensured everything ran smoothly. He went above and beyond to make sure everything was in place. He was always contactable (even when he was on holidays!). Keeping us up to date at every step and his communication was great! Would VERY HIGHLY RECOMMEND Mike!

David Thorn

December 17, 2024

I had a fantastic experience with UNO Home Loans. I want to personally recognise the work of Mike Parsons from UNO. Mike went above and beyond in helping me navigate and select a lender his attention to detail, knowledge of the Market, Excellent Communication skills matched by a patient and friendly personality made the whole process simple and painless. Thanks Mike and thanks UNO

Kathryn Cretney

November 14, 2024

Paul helped us from day one before we even arrived in Australia so we knew exactly what we needed to prepare. He’s got a tonne of knowledge and was really lovely and supportive to deal with. Helpful and easy going. Would highly recommend - now in our first Aussie home and Paul made the process all very easy!

Sean O'Neill

November 14, 2024

We received excellent service and a tailored solution to our home loan requirements from Uno. Paul kept us informed at all milestone stages and throughout the process he demonstrated a ‘can do’ attitude that ultimately allowed us to get over the line and meet our deadline. We’re most grateful and very impressed. Highly recommend

Crush Huston

November 8, 2024

Paul is an amazing broker. Communicative, responsive and knows his stuff! Highly recommend

Amanda Pearce

November 7, 2024

After just four months in Australia, our New Zealand home sold, prompting us to stop renting and invest locally. We found Paul through a Kiwi Facebook group, and his exceptional service exceeded our expectations. From initial contact, Paul provided clear explanations, friendly communication, and prompt responses to our queries, making our mortgage process remarkably smooth. We highly recommend him.

Dom Saric

November 3, 2024

Mike Parsons went above and beyond to ensure that our refinancing journey was painless and successful. He was communicative, accessible (even working while on holidays!), and his knowledge of the systems at play meant that he picked up on things that other brokers missed. Would 100% recommend Mike, and will definitely be back next time we need a broker.

Ashleigh Breaden

October 31, 2024

Mike Parsons handled our refinance of our home loan with ease and a depth of knowledge that ensured we got the best deal possible for our situation. We didn't have an easy one to solve for with my husband being self employed and we were consolidating finances as well for a car loan. But Mike handled it all for us and once we had provided him with all the documents we literally didn't have to do a thing after that, it was so easy and so quick we are super happy with the experience! Top notch! Highly recommend!!

Kyle Richards

October 10, 2024

Absolute legend, helped me through the first home buyers scheme, explained everything in a way that made sense, was very knowledgeable and a joy to work with.

What is Active Home Loan Management?

UNO home loans

Try Plans by UNO

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