Top finance apps that will save you money

We’d all like more cash to put towards our home loan or house deposit. Here are five money-saving apps to help you save on a day-to-day basis.

Beem It

Beem It is a great way to transfer money to your friends and family in a flash. It’s free and has a stellar user interface which simplifies getting and sending money. The initial setup takes about 10 minutes to complete, which is due to the app needing a debit card to link up to – but Beem It walks you through the process with ease. The app was built by a consortium of Australia’s biggest banks – but don’t confuse it with PayID. To learn more about the differences between Beem It and PayID, you can read Frollo’s article here.

Coles

When we first started using the Coles app we were expecting a handy way to manage your shopping list but in reality the app delivers much more. The shopping list feature makes it very easy to setup lists for regular shopping, including looking at your previous purchases and habits by linking your flybuys account. But it’s best feature is triggered once you select your local store – the app then sorts and orders your shopping list by grocery aisle so you can shop a lot quicker! The app also sends you notifications of weekly specials which you can easily add to your shopping list and allows you to view the entire weekly specials catalogue in the app.

Entertainment Book

As its name implies, The Entertainment Book is a book of discounts that has been one of the most popular ways to save money eating out and having fun for more than 20 years. Some of us are old enough to remember the days when the Entertainment Book was a must have for the car glove compartment… An app was first launched a few years ago but it was plagued by bugs and poor performance. This year’s offering, however,is more robust and is great way to use the subscription. You can search for offers by location and redeem your coupons and discounts without the need to carry around the book.

Stocard

Loyalty cards are great, but as the number of programs has grown, we’ve all become couriers for the plastic cards that get us discounts. The cards are a hassle to carry around everyday and you have to fumble through them every time you’re at the checkout. Enter Stocard, which digitises the process by scanning in your cards. When you’re at the checkout, all you have to is open the app, scan the card and you’re done. The app is free and very easy to setup and use – it supports most of Australia’s popular loyalty programs, including flybuys, Myer One, Qantas and Velocity frequent flyer.

Frollo

Frollo’s money saving app securely and automatically links to your bank accounts and within minutes gives you insights into your spending and where you can save. You can easily setup a budget and Frollo magically detects and tracks your bills for you so you never miss a payment. Frollo’s goal is to build a community of Australians reaching their financial goals. As they like to say, “Let’s get ahead, together”. They’ve made it fun and easy to get into good habits and reach your goals with motivating solo and group challenges, as well as helpful savings tips. And the app keeps you motivated when you need it most with positive and timely notifications, messages and insights. Book a call in with UNO

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October 27, 2025
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10/10 Stars Fantastic experience with Mike Parsons (and his team). Mike was quick to respond, explained everything clearly, and secured us a great rate with cashback. The whole refinance process was smooth and stress-free. Mike went above and beyond for us and exceeded all my expectations. 10 out of 10 Stars. Highly recommend!
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