Top finance apps that will save you money

We’d all like more cash to put towards our home loan or house deposit. Here are five money-saving apps to help you save on a day-to-day basis.

Beem It

Beem It is a great way to transfer money to your friends and family in a flash. It’s free and has a stellar user interface which simplifies getting and sending money. The initial setup takes about 10 minutes to complete, which is due to the app needing a debit card to link up to – but Beem It walks you through the process with ease. The app was built by a consortium of Australia’s biggest banks – but don’t confuse it with PayID. To learn more about the differences between Beem It and PayID, you can read Frollo’s article here.

Coles

When we first started using the Coles app we were expecting a handy way to manage your shopping list but in reality the app delivers much more. The shopping list feature makes it very easy to setup lists for regular shopping, including looking at your previous purchases and habits by linking your flybuys account. But it’s best feature is triggered once you select your local store – the app then sorts and orders your shopping list by grocery aisle so you can shop a lot quicker! The app also sends you notifications of weekly specials which you can easily add to your shopping list and allows you to view the entire weekly specials catalogue in the app.

Entertainment Book

As its name implies, The Entertainment Book is a book of discounts that has been one of the most popular ways to save money eating out and having fun for more than 20 years. Some of us are old enough to remember the days when the Entertainment Book was a must have for the car glove compartment… An app was first launched a few years ago but it was plagued by bugs and poor performance. This year’s offering, however,is more robust and is great way to use the subscription. You can search for offers by location and redeem your coupons and discounts without the need to carry around the book.

Stocard

Loyalty cards are great, but as the number of programs has grown, we’ve all become couriers for the plastic cards that get us discounts. The cards are a hassle to carry around everyday and you have to fumble through them every time you’re at the checkout. Enter Stocard, which digitises the process by scanning in your cards. When you’re at the checkout, all you have to is open the app, scan the card and you’re done. The app is free and very easy to setup and use – it supports most of Australia’s popular loyalty programs, including flybuys, Myer One, Qantas and Velocity frequent flyer.

Frollo

Frollo’s money saving app securely and automatically links to your bank accounts and within minutes gives you insights into your spending and where you can save. You can easily setup a budget and Frollo magically detects and tracks your bills for you so you never miss a payment. Frollo’s goal is to build a community of Australians reaching their financial goals. As they like to say, “Let’s get ahead, together”. They’ve made it fun and easy to get into good habits and reach your goals with motivating solo and group challenges, as well as helpful savings tips. And the app keeps you motivated when you need it most with positive and timely notifications, messages and insights. Book a call in with UNO

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Marlon Baena
July 22, 2024
Karis dedication to assisting with our home loan, even while I was on holidays, truly exemplifies a commitment to excellent service. It's the small things that often make a big difference, and it seems Karis attention to detail and clear communication were key to our smooth home purchase. I highly recommend using UNO and Karis for your home loan needs.
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Olivia Gill
July 18, 2024
We recently used UNO Home Loans to assist us with securing our new mortgage in AU (had moved here from NZ). We had Michael Parsons as our mortgage broker and he was extremely responsive and helpful the whole way through the process. Was a great experience and definitely recommend :)
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Yash Karma
July 18, 2024
Andrew Wyers and team have been amazing. Andrew is very knowledgeable, offers practical advice and he has been pivotal in helping me secure a mortgage at a very competitive interest rate. He was highly responsive to my queries and,being a new immigrant to Perth, he was very patient with my many many questions. An added benefit for me was his knowledge of how superannuation here works. A hec of a great guy to work with, reliable and he goes above and beyond. I would recommend highly recommended him, especially for new immigrants. In fact, I will be using him again very soon!
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Rosie Deiath
July 2, 2024
Karis from UNO was so supportive throughout the entire process of buying our first home. She was contactable at any time, and answered all our silly questions for us. We couldn't recommend Karis and her team enough, as it always felt like she was in our corner with our best interests at heart.
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Jack Mikkelsen
July 2, 2024
We dealt with Karis Churchill as the mortgage broker for our first home. Karis was so supportive and knowledgeable through the whole process! A+ mortgage broker. Definitely utilise her expertise if you’re buying a house!
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Kapil Baldota
June 25, 2024
Eren Tan is absolutely one of the best mortgage brokers in Melbourne! Keeping us well informed throughout the process. Eren gave us a helpful hand in managing to get our loan over the line in a quick and efficient way which is what we wanted and he delivered on that. Thank you Eren Tan!
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A M
June 21, 2024
I only have praise from my Uno experience! I was a broker sceptic, having done all of the hard work myself for my first two property purchases and sale. I'm now a proud broker advocate having used UNO (Karis Churchill) for two refinances and purchase. The value add Karis brought cannot be underrated! Not only has Karis got me the best rate, with a bonus cash back (nearly unheard of in this climate), she has done it with the least back-a-forth and with the least administrative burden on me (the thing that can deters people from refinancing to begin with). Karis is always on top of everything. Karis knows her stuff. She is the most responsive of any professional service provider I've ever used (my banker never text with an update at 7pm on a Sunday) without being overbearing. You know she's got your back and in my experience the value speaks for itself. Thank you to the whole UNO team, thank you especially to Karis.
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Leanda Cawdry
June 8, 2024
Very pleased with the outcome of this process, Michael Parsons and his team at UNO were helpful, communicative, and took all the stress out of the process of finding me a refinance deal that met my needs. Would definitely recommend Michael and UNO, and I already have!
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Glen Matthews
May 29, 2024
Regarding UNO Home Loan services. I had great experience with uno home loans, Michael parsons was my broker for UNO Home Loans we had excellent communication throughout the whole home loan application. If I had any questions on home loan application which were many were answered in great detail. He had the time to assist me in filling out endless application forms at anytime through the day or night which made the application process stress free. So I would strongly recommend Michael parsons from UNO Home Loans to try his services you will not be disappointed. Thanks to Michael parsons I have the lowest home loan interest rate I could ever hope for which I particularly ask for. It’s was a pleasure working with him. And will be using his services in the near future.
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Gillian Anderson
May 28, 2024
Thank you to Michael and UNO for their help in securing our home loan. I like the way they break everything down in simple terms to ensure that you can make the right decision. Michael was polite and very patient to help us get things across the line. We are now sitting in our first home away from rental circus. Can't recommend them enough. Thanks Michael and thanks UNO
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Troy H
May 13, 2024
Scott Wilkinson did a great job as my broker. He was very patient and always happy to answer my numerous questions throughout the considerable period of time that it took to secure a suitable property. Would certainly recommend Scott and the team at UNO for anyone seeking a broker.
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Elvin Singh
May 10, 2024
First time I have used a Broker and I must say Andrew Wyers and his team were amazing to work with and handled my refinance from a Big4 bank. He was able to understand my needs and find a lender that will be able to help me grow my investment portfolio. Andrew and his team kept me updated as part of my refinance journey and made the process super easy and I was able to refi to new lender in under 2 weeks. Would highly recommend Andrew.
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