Buying

Ever wondered: What size deposit will I need? What can I do if I have less than required? How does it benefit me if I have more than what’s required?

The answer is 'it depends' - We break down the factors and which ones are key and when

The key risks to consider, how much of a risk they really are and what you can do to manage the risk

There are a range of property types to consider if making an investment, we review thet types and pros and cons of each

In the world of buying and selling there are some generalist investment strategies, however, that will hold you in relatively good stead.

Buying off the plan can be a smart and affordable choice compared to buying an existing property. But it also comes with potential risks. Let’s look at the reasons for and against.

If you need to get pre-approved fast then certain lenders will be your best bet, but which ones and what else is important to consider

A bunch of practical information on how to save your deposit for a home loan faster

What you can borrow and what you should borrow are very different numbers, a guide to understanding the difference and living within your means

While New Zealand citizens can more easily buy property in Australia there is still a lot to consider. In this article we break down all the key considerations

Alright, so you've just taken on a new job and you're also thinking about getting a home loan. Most people would think this is a terrible time to be actually starting the process. But you might be surprised that there are actually lenders who fully understand that people change jobs even more so in today's society and that this is a very valid time of your life to be considering getting a property purchase or refinancing your loan. So the things to think about here are typically what lenders will be battling with is if you're still on probation, that's usually a challenge, or if you haven't got your first pay slip, that will be a challenge, or alternatively, if you're operating in a new industry, that potentially is a challenge as well.

So you're looking to buy a place and hoping your parents might tip in? There are absolutely options and ways to structure that, which can be beneficial to you and not too much of a risk for your parents, but it really is important to involve them in the process early on. Quite often we see a child or children who come to buy a place and they're looking to get help from their parents, and they're really not bringing the parents on the journey early so that the parents can step through the options, understand the pros and cons of either gifting you some money, giving you some money on a short term loan, or even using an existing property via what's called a "family pledge product". So if you're planning to buy a property and you're looking to enlist your parents' help, make sure you get them involved early, make sure you're bringing a UNO broker who can help you sort of step through the options and what the pros and cons of each are.

Moving to Australia is actually the leading website in New Zealand for helping New Zealanders who are considering a move to Australia step through everything that they might need to do.

Are you a first home buyer and have no idea where to begin? Our guide will show you all the basic information you need to know and kickstart your home loan journey.

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration. Whether your a first home buyer or looking to buy again we've created this in depth article that helps you to understand the major steps in the process and some key considerations

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration. It doesn’t matter if you’re buying a six bedroom house on Wolseley Road – or a studio apartment in Tuggeranong, buying property is a very big deal.

Help to Buy is a proposed federal shared equity scheme that lets first-time buyers co-own a home with the government with a 2% deposit.