FAQs

NSW new land tax vs stamp duty scheme - which is better?

A mortgage broker helps borrowers in Australia find and secure the best home loan by offering access to a wide range of lenders, providing personalized advice, and negotiating favorable terms. They simplify the loan application process, saving clients time and money, while tailoring loan solutions to fit individual financial situations. Mortgage brokers also offer ongoing support, ensuring clients have the right loan for their needs in today’s competitive property market.

Decoding the complexities of mortgage and property purchasing, Loan to Value Ratio (LVR) and Lenders Mortgage Insurance (LMI) are two pivotal elements. Obtaining a grasp on both can significantly affect the price of borrowing, opportunities for savings, and property acquisition choices. This article will dissect the intricacies of LVR and LMI, providing a deeper look at these concepts beyond their standard definitions.

Whether refinancing or taking out a home loan for the first time, acquiring a competitive rate could save you thousands of dollars. But should you go fixed, variable, or even a combination of the two?

NZ Citizens can use KiwiSaver to buy a first home, but what about Australian property? Here's everything you need to know

UNO was built from the ground up as an Online Mortgage broker. We believe that high quality service can be provided without the need for being face to face and the benefits of not having to be face to face are overwhelming for the customer

Our research shows 52% of Australians aren’t confident they’ve found the best home loan deal for them. Could you be paying too much on your mortgage?

How much a lender will let you borrow varies from bank to bank, but it will broadly depend on your income, living expenses, existing loan repayments as well as a few other variables.

Working with mortgage brokers offers you access to an array of home loan products and lenders. However, you may be wary of the fees your broker charges. This breakdown will tell you everything you need to know.

You can’t always get the amount of money you want when you apply for a home loan. Your lender takes a lot of things into account when working out your borrowing power.

Buying and selling a home can be a tedious process. We can help make this process easier by ensuring you know all the costs involved.

Some loans are better than others, but the difference isn’t always obvious. Learn what makes a good home loan – from competitive rates to mortgage offset accounts, these features make all the difference.

An interest-only home loan leads to lower monthly payments. That’s only a short-term view, though. You’ll still have to handle the principal sum at some point. Know what you’re stepping into or an interest-only loan could come back to bite you.

Yes, we’re here to help you get a suitable home loan deal for your unique circumstances. That’s why it’s important that you discuss your needs with our experts to help ensure the product that’s recommended is right for you.

Yes, but how much you save on your mortgage payments through refinancing depends on a number of factors.

Well, you won’t know that for certain until someone makes you an offer!

No one wants to borrow more than is necessary, of course, but it can be difficult to predict exactly how much you will need.

We explain all product features you might need to know during your home loan process.

Your uno Dashboard contains a to-do list and a document checklist. These have been tailored by our home loan experts to show what needs to be done at every step.