Newsroom

This is the uno Newsroom – your one stop shop for all your home loan news. As Australia’s first Active Home Loan Manager, staying on top of all things home loans is just what we do – but we also believe it is important to help you make better decisions day-to-day around anything home loan related.

  • Newsroom
  • Finance
Your home loan is likely going to be the biggest debt you have in your life. Getting it repaid quickly frees up your money for other things.
By Meredith Williams, September 20th, 2020
  • Newsroom
  • Finance
uno shows you how to go from a refinance 'dreamer' to a 'do-er' in 3 easy steps
By Meredith Williams, September 18th, 2020
  • Newsroom
With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan. Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.
By Meredith Williams, September 18th, 2020
  • Newsroom
  • Finance
If you’re paying off more than the minimum repayments on your home loan, you may actually incur break costs fees from your bank. Here’s our guide to understanding and – ideally – minimising what you might need to pay.
By Meredith Williams, September 16th, 2020
  • Newsroom
Home loans from digital lenders are a popular option for home buyers looking for an alternative to traditional banks.
By Meredith Williams, September 15th, 2020
  • Newsroom
First home buyers may be able to buy a home sooner after the NSW government has slashed stamp duty for new homes and land.
By Meredith Williams, September 15th, 2020
  • Newsroom
Australia’s economic chief is encouraging home mortgage holders to ask their bank for a better home loan deal or find a new bank. In a recent speech, Reserve Bank of Australia governor Philip Lowe said he’s very pleased to see that more people are switching banks to get lower mortgage interest rates.
By Meredith Williams, August 19th, 2020
  • Newsroom
Record numbers of Australian homeowners are rushing to refinance their mortgages to take advantage of steep drops in interest rates over the past few months. In May, a record 21,000 Australian homeowners refinanced $10 billion worth of home loans by moving to different lenders.
By Meredith Williams, August 9th, 2020
  • Newsroom
Could it be that you’re feeling a little beaten down by money worries? Financial stress can adversely impact your sleep, self-esteem and your energy levels so rather than spending money, here are our 5 of our favourite tips for financial self care.
By Meredith Williams, August 4th, 2020
  • Newsroom
  • Finance
  • Lifestyle
Young people can go out and enjoy a cup of coffee and smashed avocado for brunch, and still afford to buy a house. It just needs to be a purposeful decision, says a property expert.
By Sarah Megginson, July 31st, 2020
  • Customer Stories
  • Newsroom
After plugging a few details into uno’s loanScore tool, PJ discovered her home loan rate was almost two percentage points higher than others offered on uno’s panel.
By Hannah Tattersall, July 29th, 2020
  • Newsroom
Here is our cheat sheet to help you get started on some of those tasks and finally get some of those pesky jobs you’ve been putting off, done — and maybe even help you save a few bucks in the process.
By Meredith Williams, July 27th, 2020
  • Newsroom
Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated "12 hours" as a response – even when the reality is more like two hours.
By Meredith Williams, July 26th, 2020
  • Newsroom
Australians are on the whole a pretty health-conscious nation. Not just in the way we live and eat, but more so now as we all take steps to keep ourselves, our families and our loved ones safe and healthy during COVID-19.
By Meredith Williams, July 22nd, 2020
  • Newsroom
When you refinance your home loan, it's often to get a better interest rate than you have on your current home loan, in order to pay off your mortgage faster like a pro. This will save money in the long term.
By Meredith Williams, July 22nd, 2020
  • Newsroom
A cash out refinance converts the equity you have in your home to cash. This can be done to pay for a car, pay off credit cards, or to invest.
By Meredith Williams, July 21st, 2020
  • Newsroom
Did you know teachers can get better mortgage rates? Banks and home lenders are keen to offer teachers home and investment loans. Read more at uno.
By Meredith Williams, July 20th, 2020
  • Newsroom
On the face of it buying a property at auction looks simple - the property is sold to the highest bidder. But as many stressed out property buyers will tell you, its more complicated than it looks. If you want to be the successful bidder and secure your ideal home or investment property, you need
By Meredith Williams, July 19th, 2020
  • Newsroom
In breaking news the RBA has announced that the cash rate will remain on hold at the historically low rate of 0.25%
By Meredith Williams, July 7th, 2020
  • Newsroom
If you’re one of the tens of thousands of Aussies who fixed their rates a few years ago when rates were ‘never going to be lower’, then you’re probably one of the tens of thousands of people who are now frustrated to see rates in the mid 2s when you’re probably in the high 3s or even 4s. It’s time to break up with your fixed rate home loan.
By Meredith Williams, June 24th, 2020
  • Newsroom
If you're one of the tens of thousands of Aussies who fixed their rates a few years ago when rates were 'never going to be lower' then you're probably one of the tens of thousands of people who are now frustrated to see rates in the mid 2s when you're probably in the high
By Meredith Williams, June 23rd, 2020
  • Newsroom
  • Property
  • Finance
These are stressful times for Australia’s property investors. The popular image of property investors might be of the mega-rich, but the reality is that the majority are mum and dad investors who have worked and saved hard to buy an investment property for their retirement or to leave their children.
By Meredith Williams, June 17th, 2020
  • Newsroom
  • Lifestyle
The COVID-19 crisis hit Jeremy Fleming and his company Stagekings harder and faster than most other businesses.
By Meredith Williams, June 16th, 2020
  • Newsroom
The home mortgage is moving into the digital age and has been sped up as a result of coronavirus and many borrowers will benefit from this with easier and more convenient loans and more borrowing options.
By Meredith Williams, June 15th, 2020
  • Newsroom
  • Finance
Your property loan should never be a set-and-forget proposition. Over time, your needs or circumstances might change and so there might be a type of home loan that suits you better than the one you have.
By Meredith Williams, June 11th, 2020
  • Newsroom
  • Lifestyle
A bit of extra money always comes in handy and no more so that right now. If you’re worried about your finances or just want to try to get ahead and build up a bit of a buffer, then you can think about trying to find a second source of income.
By Meredith Williams, June 10th, 2020
  • Newsroom
  • Finance
It’s always a great feeling to get your finances sorted out when you buy a home or investment property.
By Meredith Williams, June 9th, 2020
  • Newsroom
  • Finance
The Federal Government has revealed its new $688 million ‘Home Builder’ scheme. This scheme will see eligible owner-occupiers and first home buyers be able to apply for a one-off $25,000 cash grant from June 4 to December 31 to entice investment in the sector.
By Janu Dhayanathan, June 4th, 2020
  • Newsroom
If there’s one thing that frustrates me more and more the older I get, it’s money wasting. I’m talking about frittering away funds on things that can be avoided: overpaying on household bills, credit card late fees or paying for subscription services that you just don’t use.
By Anthony Justice, June 2nd, 2020
  • Newsroom
  • Covid-19 Support
  • Finance
If you are suffering financial hardship as a result of the coronavirus pandemic you are allowed to withdraw $10,000 before June 30 and another $10,000 between July 1 and September 24 out of your superannuation account to help you through the hard times.
By Meredith Williams, June 1st, 2020
  • Newsroom
  • Finance
Before you apply for finance, the first thing you should do is to get your personal finances in check.
By Meredith Williams, May 26th, 2020
  • Newsroom
  • Lifestyle
With restrictions easing, we are slowly seeing the return of potential buyers attending live auctions and viewings which means there is more competition when it comes to selling your home. test
By Meredith Williams, May 18th, 2020
  • Newsroom
  • Finance
  • Property
The economic damage wrought by the COVID-19 crisis has forced lenders to rethink how much money they will lend for a property purchase and to whom.
By Vincent Turner, May 13th, 2020
  • Newsroom
  • Covid-19 Support
“Side hustles” have long been a way to diversify and compliment your primary income stream and many of us who have felt the financial squeeze of COVID-19 may have looked to side hustles to help make up for sudden short falls in income.
By Jessica Pilon-Summons, May 12th, 2020
  • Newsroom
  • Covid-19 Support
Along with help for people who have lost their jobs, the government is also paying cash to the self-employed whose incomes have dropped because of the coronavirus crisis.
By Meredith Williams, May 10th, 2020
  • Newsroom
  • Covid-19 Support
In these unprecedented times, landlords are facing big changes in the market and many have seen an impact not only on the value of their property, but also on their rental income.
By Meredith Williams, May 6th, 2020
  • Covid-19 Support
  • Newsroom
It’s easy to get caught up in the doom and gloom of the COVID-19 crisis. But for those who are looking to save money on their home loan, invest in a property, or even buy their first home – there are good reasons to act now.
By Meredith Williams, May 4th, 2020
  • Newsroom
  • Covid-19 Support
As a first home buyer, you might not be able to get out to open homes and auctions at the moment, but that doesn’t mean you shouldn’t be doing all you can to preserve the home deposit you’ve worked so hard to save.
By Meredith Williams, May 3rd, 2020
  • Covid-19 Support
  • Newsroom
The owners of investment homes and apartments are potentially facing a double whammy from the coronavirus crisis. Not only are their tenants possibly facing hardship, affecting their ability to meet rent payments, investors’ themselves may face income declines thanks to the crisis.
  • Newsroom
  • Property
Buying a first home is a very personal decision, because everyone’s tastes and needs are different.
By Meredith Williams, April 27th, 2020
  • Covid-19 Support
  • Newsroom
The idea of a mortgage holiday might sound attractive – who wouldn’t like a break from paying off their home loan? But this could turn into a sticky situation.
By Meredith Williams, April 23rd, 2020
  • Covid-19 Support
  • Newsroom
As the COVID-19 crisis subdues the economy, many people are losing their jobs or having their hours and incomes cut. Fortunately, the government is offering financial assistance to help people through the tough times. Here’s what you need to know.
By Meredith Williams, April 20th, 2020
  • Newsroom
  • Covid-19 Support
By Meredith Williams, April 16th, 2020
  • Newsroom
  • Covid-19 Support
uno’s first priority is to help home loan customers through the COVID-19 crisis and support you to manage your home loan effectively. That means we’re keeping you informed and up to date on the latest information, advice and help available so you can make informed decisions.
By Meredith Williams, March 25th, 2020
  • Covid-19 Support
  • Newsroom
A number of home loan lenders have announced financial relief packages to assist those affected by COVID-19. We have compiled a list of lenders, contact numbers and links to their websites to help you get in touch quickly and get the support you need.
By Meredith Williams, March 18th, 2020
  • Covid-19 Support
  • Newsroom
At uno, we are monitoring the impact of the COVID-19 outbreak and our top priority is the health of our people, customers and their families.
By Meredith Williams, March 16th, 2020
  • Finance
  • Newsroom
It’s been a tumultuous year since commissioner Kenneth Hayne handed down his recommendations following the banking royal commission. But what has actually changed over the past 12 months and what impact has the commission had on the industries it explored?
By Meredith Williams, March 3rd, 2020
  • Newsroom
A number of home loan lenders have announced special measures and emergency packages to assist those affected by the ongoing bushfires. We have compiled a list of lenders, contact numbers and links to their websites to help you get in touch quickly and get the support you need.
By Meredith Williams, January 14th, 2020
  • Newsroom
  • Finance
Don’t spend another year shedding tears, and dollars, because you didn’t refinance your mortgage. Let uno do some huffing and puffing as we trim down your mortgage, pop it down your chimney and under your tree in time for Christmas morning.
By Cath Fowler, November 28th, 2019
  • Newsroom
  • Property
We asked our team of brokers to break down some of the most common (and misunderstood) terms you’ll hear when applying for a home loan.
By Meredith Williams, November 21st, 2019
  • Finance
  • Newsroom
The ‘race that stops the nation’ might be just around the corner but with interest rates at an all-time low and the property market looking up, you’ll have better odds making money by refinancing your home loan.
By Melissa Gerke, November 1st, 2019
  • Finance
  • Newsroom
The thing about loyalty is, it’s not always rewarded.
By Anthony Justice, November 1st, 2019
  • Lifestyle
  • Newsroom
The Block winners Shannon and Simon Vos know a great deal about homes and renovating but admitted they weren’t so savvy when it came to home loans.
By Hannah Tattersall, October 30th, 2019
  • Customer Stories
  • Newsroom
Nearing the end of a fixed loan term with one of the Big 4 banks, Lee and Danny were wondering if there were better loan options available to them. That’s when they stumbled across uno.
By Hannah Tattersall, October 24th, 2019
  • Newsroom
With our unique technology, uno can proactively manage your home loan so you don't have to. Our customers get regular alerts and updates so they can see if they could be getting a better deal.
By Anthony Justice, October 7th, 2019
  • Newsroom
  • Finance
The RBA slashed the official cash rate by 25 basis points this week to just 0.75%. You’re probably wondering what this means for you and your home loan.
By Hannah Tattersall, October 3rd, 2019
  • Finance
  • Newsroom
Living expenses are a big factor when it comes to applying for a home loan. Your lender will want to know how much you spend each week on groceries, takeaway, coffee and the gym. But have you accounted for everything? Many people don’t realise what else is included on the list of living expenses.
By Hannah Tattersall, September 27th, 2019
  • Lifestyle
  • Newsroom
Motherhood and Lifestyle blogger and popular influencer Olivia White (House of White) recently tested uno’s loanScore technology to see how her loan compared to others. Needless to say, she found the tool very useful.
By Hannah Tattersall, September 19th, 2019
  • Newsroom
  • Finance
Most Australians think they’ll own their homes outright by the time they retire, but a new report details how mortgage debt among older Australians blew out by 600% between 1987 and 2015.
By Hannah Tattersall, September 5th, 2019
  • Newsroom
  • Finance
With so many new rates appearing daily, finding the best rate for your circumstances can be hard work – especially if you’re house hunting at the same time. So, why not let uno do it for you?
By Hannah Tattersall, August 22nd, 2019
  • Newsroom
  • Finance
Scott Pape, aka the ‘Barefoot Investor’ recently sent an email to his tribe with the subject line: “The 4 cheapest home loans on the market in June.”
By Justin Bohlmann, August 15th, 2019
  • Finance
  • Lifestyle
  • Newsroom
Australians are wasting $1.8 billion a year on unused gym memberships and more than double that amount on suboptimal home loans.
By Hannah Tattersall, August 8th, 2019
  • Finance
  • Newsroom
At uno, we’ve analysed the amount Australians are potentially wasting on their home loans and estimate it to be $4.2 billion a year. That’s why we’re helping Australians fight home loan waste today and for the whole time they have a home loan.
By Anthony Justice, August 8th, 2019
  • Finance
  • Newsroom
With the news Australians are wasting an estimated $4.2 billion a year on unnecessary home loan interest, that $4-a-day coffee habit is the least of your worries.
By Hannah Tattersall, August 1st, 2019
  • Newsroom
  • Finance
As an Active Home Loan Manager, uno stays on top of the best rates in market so you don’t have to.
By Hannah Tattersall, July 23rd, 2019
  • Finance
  • Newsroom
A new report from uno Home Loans shows Australians are wasting an estimated $4.2 billion annually on non competitive interest rates and ineffective savings tactics.
By Hannah Tattersall, July 23rd, 2019
  • Newsroom
  • Finance
We’re keen to be transparent about exactly which lenders end up providing the loans our customers take out.
By Anthony Justice, July 22nd, 2019
  • Newsroom
  • Finance
It takes the average household nine years to save a 20% deposit for their first home, making this one of the biggest barriers to homeownership. We explore the recently announced First Home Loan Deposit Scheme and how it can see you moving into your first home faster.
By Cath Fowler, May 17th, 2019
  • Newsroom
  • Finance
A changing industry presents opportunities to review the way brokers deliver ongoing value to customers, says uno Home Loans CEO Anthony Justice.
By Anthony Justice, March 6th, 2019
  • Finance
  • Newsroom
The result has now stayed the same since mid-2016, but speculation is mounting that the RBA will make its big move later this year. The hotly debated question is whether the next move will be a cut or an increase.
By Hannah Tattersall, February 5th, 2019
  • Newsroom
  • Help
An Automated Valuation Model (AVM) is an algorithm which uses statistical methods to value properties. An AVM is an estimate and should not be confused with a valuation from a registered property valuer.
By uno home loans, January 31st, 2019
  • Newsroom
  • Help
loanScore is a simple way of seeing if the home loan you have at the moment is a good deal or not. We want you to know whether you are getting a good deal based on your circumstances such as the value of your property, the preferences you have for your loan
By uno home loans, January 31st, 2019
  • Finance
  • Newsroom
Celebrating Melbourne Cup? But wait, there’s more reason to celebrate: the RBA announces that the cash rate remains at 1.50% and the NSW Government overhauls residential stamp duty.
By Hannah Tattersall, November 6th, 2018
  • Property
  • Investing
  • Newsroom
With its renowned sporting and festival culture, trendy cafés and great value property, Melbourne might very well be an investor’s dream.
By Mark Ribarsky, October 23rd, 2018
  • Newsroom
  • Finance
Running a small business is difficult enough without having to chase up payments or worry about contract terms. Colin Porter’s CreditorWatch helps business owners improve their cash flow without having to pick up the phone and chase idle contractors.
By Rakhee Ghelani, October 16th, 2018
  • Finance
  • Newsroom
A recent uno survey found that 77% of mortgage holders view refinancing as a hassle. uno’s platform removes the hassle and lets you search for a better deal on your mobile phone in 10 minutes.
By Vincent Turner, October 16th, 2018
  • Finance
  • Newsroom
Australians often call on mortgage brokers to help navigate the complexities of finding the right home loan. As an online mortgage broker, uno helps buyers and refinancers find the best home loan for their situation. Here are six questions you should ask us – or any mortgage broker – so we can find the right deal for you.
By Josh Jennings, October 11th, 2018
  • Newsroom
Fintech companies are leading the digital revolution. From splitting the bill with friends to buying your first home, fintechs are disrupting traditional models to bring customers a better user experience. Here are six local disruptors to look out for.
By Rakhee Ghelani, September 28th, 2018
  • uno Team
  • Newsroom
uno Home Loans took part in the Property Buyer Expo in Sydney recently, showing customers our new refinancing technology that makes it possible to search through some of Australia’s best lenders and get a loan recommendation in around 10 minutes.
By Hannah Tattersall, September 11th, 2018
  • Newsroom
  • Finance
We’d all like more cash to put towards our home loan or house deposit. Here are five money-saving apps to help you save on a day-to-day basis.
By Kris Davant, September 7th, 2018
  • Finance
  • Newsroom
It’s been a busy week with the first of the big banks, Westpac, opting to hike rates, inciting speculation others will follow. We break down what it means for you.
By Hannah Tattersall, September 4th, 2018
  • Newsroom
  • Guides
If you're looking to buy a property our comprehensive guide can help answer your questions and we can also help you secure the right home loan for you. Win!
By uno home loans, August 28th, 2018
  • Newsroom
  • Finance
Are you on an interest-only loan? While it’s generally investors who are, 1 in 4 IO loans are actually taken out by owner-occupiers. With 200,000 IO loans set to expire in the next few years, these people need to consider their options.
By Hannah Tattersall, August 9th, 2018
  • Newsroom
  • Customer Stories
  • Investing
Melburnian Nuttakit Lueng has four investment properties in his portfolio. The investor shares how he built his portfolio and the simple strategy that made it all possible on a single income.
By Sarah Megginson, August 3rd, 2018
  • Newsroom
  • Finance
More Australians are taking a second or third job to make ends meet. Taking advantage of the sharing economy is a great way to bulk up savings for a home deposit, or, if you have a home already, pay off that never-ending mortgage a little sooner.
By Hannah Tattersall, August 3rd, 2018
  • Newsroom
  • Property
Despite battling some serious health issues, Tracy Bell paid off her mortgage with sacrifice, patience and some careful planning. She shares her story with Donna Webeck.
  • Newsroom
  • Guides
When buying your first home, saving for a deposit can be super hard, particularly if you’re paying rent at the same time. Many young couples and singles choose to move back in with their parents for a few months while they save money, but this isn’t an option for everyone.
By uno home loans, July 5th, 2018
  • Newsroom
  • Guides
We provide information to the big question everyone's asking - should I buy or rent? Our pros and cons will help you determine which option is better and cheaper. Win!
By uno home loans, July 2nd, 2018
  • Customer Stories
  • Newsroom
“Oftentimes our conveyancer was atrocious with her availability and guiding us as first home owners through the process, so uno would act in that role.”
By Hannah Tattersall, June 25th, 2018
  • Newsroom
  • Guides
In order to assist first home buyers in cracking the property market, in the 2017–18 Federal Budget the Australian government introduced the The First Home Super Saver (FHSS) scheme.
By uno home loans, June 21st, 2018
  • Finance
  • Lifestyle
  • Newsroom
Half of all Aussies aren’t confident they have the best home loan deal, and yet, 63% haven’t bothered to shop around for a better rate. Sound familiar?
By uno home loans, June 19th, 2018
  • Newsroom
  • Guides
Are you a first home buyer and have no idea where to begin? Our guide will show you all the basic information you need to know and kickstart your home loan journey.
By uno home loans, June 19th, 2018
  • Newsroom
  • Guides
FHOG, or the First Home Owner Grant, is a state government initiative developed to assist people in purchasing their first residential property.
By uno home loans, June 18th, 2018
  • Newsroom
  • Guides
One of the major hurdles to buying property in Australia for first home buyers is the cost of stamp duty, which, depending on where you’re buying, often seems almost as much as the amount you’ll need to save for the deposit.
By uno home loans, June 14th, 2018
  • Finance
  • Newsroom
Is the Coq au Vin pasture-raised? Just as the ethical food movement drastically changed the way we dine at restaurants, a financial startup is challenging the way Australians think about their super fund.
By Hannah Tattersall, June 1st, 2018
  • Newsroom
  • Property
Are you on a mission to buy property? Well get this in your ears, and turn up the volume - because The Floor Plan is about to make your weekends easier and your finances brighter. Listen for free here.
By Helen McMurdo, May 30th, 2018
  • Finance
  • Newsroom
Our research shows 52% of Australians aren’t confident they’ve found the best home loan deal for them. Could you be paying too much on your mortgage?
By Hannah Tattersall, May 25th, 2018
  • Newsroom
  • Buying
Victorian mother-of-two, Megan, and her husband, Chris, recently achieved financial freedom, paying off their mortgage at the age of 35 – just 13 years after buying their home.
By Hannah Tattersall, May 25th, 2018
  • Newsroom
  • Guides
Investor loans that stand out and offer the most competitive rate are not always easy to find. Interest rates for investors tend to be higher than they are for owner occupiers due to risk – but there are still some great deals out there if you know who to talk to.
By uno home loans, May 24th, 2018
  • Newsroom
  • Guides
Need to know if you can get a fast home loan approval? We outline all the information and steps required in getting fast approval.
By uno home loans, May 18th, 2018
  • Newsroom
  • Guides
There are investment property tax benefits in some situations. If you are going to invest, it is important to understand the laws and regulations so you can maximise your returns.
By uno home loans, May 17th, 2018
  • Newsroom
  • Guides
Ready to make a meaningful change to your financial situation? Head to uno to check out our property investing guide for helpful advice and pro tips.
By uno home loans, May 17th, 2018
  • Newsroom
  • Guides
What is strata, what does it cover, and are they a good investment? These pros and cons will help you make a better decision when investing.
By uno home loans, May 16th, 2018
  • Newsroom
  • Guides
So you’re looking to buy property? As Australians, it’s part of the dream – as well as high up there on the dinner party conversation list.
By uno home loans, May 16th, 2018
  • Guides
  • Newsroom
Australians’ laziness, loyalty and fear is costing the average home borrower who doesn’t switch more than $14,000. Our data shows potentially more than 60% of Australians fall into this category. We were shocked that one in seven Australians wouldn’t change their lender no matter how big the savings on the table.
By uno home loans, May 14th, 2018
  • Newsroom
  • Guides
Is buying off the plan a smarter choice? Learn more about the benefits and risks that will help you decide.
By uno home loans, May 14th, 2018
  • Newsroom
  • Guides
Buying a foreclosed property is not the same as buying a regular property. These 5 easy tips will help you win at buying properties at low prices.
By uno home loans, May 14th, 2018
  • Newsroom
  • Guides
There are a lot of frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.
By uno home loans, May 13th, 2018
  • Finance
  • Newsroom
The 2018 budget includes investment in new major rail and public transport infrastructure, which uno Home Loans founder and CEO Vincent Turner says could drastically impact housing trends across the country.
By Hannah Tattersall, May 10th, 2018
  • Newsroom
  • Guides
Are you looking for a home loan with a minimum deposit? Visit uno and find out if you can get a home loan with as little as a 5% deposit.
By uno home loans, May 6th, 2018
  • Customer Stories
  • Newsroom
Read how concreter Ken Smith consolidated his loans and shaved $7000 off his mortgage.
By Peter Gearin, May 4th, 2018
  • Finance
  • Newsroom
Sydneysiders Sally and James recently found themselves in a pretty exciting situation. They received a windfall which was enough to pay off their mortgage. The question was, should they do it – or go on that holiday they’d been dreaming about?
By Donna Webeck, April 27th, 2018
  • Finance
  • Newsroom
If you’re looking for flexibility and seeking to minimise the risk of your repayments rising exponentially, then splitting your loan into part fixed and part variable portions may help you achieve just that.
By uno home loans, April 27th, 2018
  • Finance
  • Newsroom
On the average $400,000 home loan, a difference of 1 percentage point can add up to $73,000 in extra interest over the life of the loan. It’s no wonder customers are defecting to the cheaper, smaller guys.
By Nicole Pedersen-McKinnon, April 16th, 2018
  • Lifestyle
  • Newsroom
His Royal Highness Prince Charles is back in Britain after a whirlwind trip of Australia. We loved having Charles and Camilla visit, and we know they loved it too, which is why we think they should buy property out here. That way they can visit whenever they like, and live their own version of the Great Australian Dream.
By Hannah Tattersall, April 13th, 2018
  • Newsroom
  • Property
With the #metoo movement in full swing globally, the Barnaby baby mystery solved once and for all, and Stormy making it onto the list of top baby names for the first time since 1955, 2018 is gearing up to be a cracker. To add to the excitement, here are five top real estate trends you need to know about this year.
By Chris Niesche, April 6th, 2018
  • Newsroom
  • Finance
One of these first homebuyer schemes may be the final piece in the puzzle on your journey to home ownership.
By Sarah Megginson, April 5th, 2018
  • Newsroom
  • Guides
Buying and selling a home can be a tedious process. We can help make this process easier by ensuring you know all the costs involved.
By uno home loans, April 5th, 2018
  • Newsroom
  • Guides
There is no magic number when it comes to a home loan deposit, however in Australia the majority of lenders require you to have saved 10% of the property’s value (a couple of lenders may only require 5%).
By uno home loans, April 5th, 2018
  • Newsroom
  • Guides
Cash out refinancing made simple for you. Find out all that you need to know here.
By uno home loans, April 5th, 2018
  • Newsroom
  • Guides
Embrace the feeling of buying your perfect home when you follow our 5 easy steps. Discover more at our official site.
By uno home loans, April 5th, 2018
  • Newsroom
  • Guides
While home buyers usually focus on asking how much can I borrow, it’s equally important to ask how much should I borrow?
By uno home loans, April 4th, 2018
  • Newsroom
  • Guides
The search for that perfect piece of real-estate can be exciting – but also insanely stressful. Even before you start house hunting, there are multiple things to consider.
By uno home loans, April 4th, 2018
  • Newsroom
  • Guides
When you refinance your loan to consolidate debt, it’s usually to save money. You may be paying off a personal loan, car loan and multiple credit cards on top of your home loan – and paying different rates of interest on all of them.
By uno home loans, April 4th, 2018
  • Newsroom
  • Guides
We've got the tips and tricks to help you win at auction. Visit our official site and learn more about how to bid at auction.
By uno home loans, April 4th, 2018
  • Newsroom
  • Guides
Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration.
By uno home loans, March 21st, 2018
  • Newsroom
  • Finance
A home loan can be a virtually watertight mechanism to grow your wealth – or like a leaky bucket, with much of your hard-earned money trickling into the lender’s profit pool. Here are three mortgage features that make the difference.
By Nicole Pedersen-McKinnon, March 20th, 2018
  • Newsroom
  • Guides
When you refinance your home loan, it’s often to get a better interest rate than you have on your current home loan, in order to pay off your mortgage faster like a pro. This will save money in the long term.
By uno home loans, March 6th, 2018
  • Newsroom
  • Finance
The news is in: Barnaby Joyce is moving to the backbench, AND moving out of his rent-free Armidale apartment to look for new digs. Should he take the plunge and buy a property? We’ve decided to help him out in his hour of need by looking at what he’ll have to consider to take out a home loan…
By Hannah Tattersall, February 23rd, 2018
  • Newsroom
  • Customer Stories
From London to New York to Sydney, Stuart Archibald has always shot from the hip. In doing so, he’s experienced both wins and losses in the world of property. uno chats to the ad man about buying versus renting, getting through the GFC – and having a baby on the bathroom floor.
By Hannah Tattersall, February 13th, 2018
  • Newsroom
  • Property
Super Bowl, a new Kardashian… it’s been a big week. Plus, the RBA has chosen to keep rates on hold for another month. With house prices dropping in most states, it could be a good time to consider your buying options.
By Hannah Tattersall, February 6th, 2018
  • Newsroom
  • Finance
While other events this week may have blindsided us (Super Bowl, anyone?), the RBA’s decision to keep rates on hold did not. On top of today’s announcement, here are some other signifiers that might suggest it’s time to check your home loan rate.
By Hannah Tattersall, February 6th, 2018
  • Newsroom
  • Finance
  • Lifestyle
Double-crossing mortgage holders – that is, those who shop around for a better deal – pay 30 basis points less on their home loan than those who stick to their current interest rate, uno Home Loans has found.
By Hannah Tattersall, February 1st, 2018
  • Newsroom
  • Property
Deciding where to invest will depend on a buyer’s individual goals, how much they have to spend and what they might already have in their portfolio. Having some insider knowledge also doesn’t hurt. We chat to some experts about their predictions for 2018.
By Hannah Tattersall, January 23rd, 2018
  • Newsroom
  • Customer Stories
An insurance payout at 11 landed Leonie Fitzgerald enough money to go halves in her first property at age 18. But it wasn’t all smooth sailing from there. In the first of uno’s Great Australian Dream series, we chat to the investment strategist about her property highs and lows.
By Hannah Tattersall, January 22nd, 2018
  • Newsroom
  • Finance
uno fields questions about the First Home Owners Grant on a daily basis. Here, we break down the six most common questions we get asked, and answer them for you.
By Chris Niesche, January 12th, 2018
  • Newsroom
  • Finance
  • Lifestyle
Forty per cent of Aussie mortgage holders don’t know the interest rate they’re paying on their home loan and are likely to be paying off their mortgage at a much higher rate than they should be.
By Hannah Tattersall, January 10th, 2018
  • Newsroom
  • Property
  • Lifestyle
To stay or not to stay. That is the question many homeowners encounter as their lives change and families expand. It’s never an easy choice to make. Here, we outline the pros and cons for staying and renovating, or selling and relocating.
By Donna Webeck, January 4th, 2018
  • Newsroom
  • Finance
Even though mortgage regulators are cracking down on how much banks are lending, chances are they will still extend you too much, writes Nicole Pedersen-McKinnon.
By Nicole Pedersen-McKinnon, December 19th, 2017
  • Newsroom
  • Customer Stories
From a 1970’s two-bedder south of Sydney to an enviable family pad in Coffs Harbour, Cath Fowler’s smart property choices have left her mortgage-free at 34. Here’s how she did it.
By Cath Fowler, December 18th, 2017
  • Newsroom
  • Customer Stories
By Peter Gearin, December 18th, 2017
  • Newsroom
  • Finance
  • Property
Buying off the plan can be a smart and affordable way to buy property. But with a looming oversupply of off-the-plan apartments, it also comes with potential risks.
By Cath Fowler, December 14th, 2017
  • Newsroom
  • Finance
Borrower requirements are diverse, so a feature that provides flexibility and choice for one mortgage holder may be an unnecessary cost to another.
By Sonja Koremans, December 12th, 2017
  • Newsroom
  • Finance
The self-employed – or gig economy workers – often struggle to get home loans. However, mortgage brokers and lenders say there is no reason why they can’t secure finance.
By Chris Niesche, December 5th, 2017
  • Newsroom
  • Property
It’s been a year of peaks and troughs for the Australian property market and today’s decision by the RBA to keep rates on hold at 1.50% is borne of a range of factors likely to shape the outcome of 2018.
By Hannah Tattersall, December 5th, 2017
  • Newsroom
  • Property
There are a lot frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.
By Peter Gearin, November 24th, 2017
  • Newsroom
  • Finance
  • Lifestyle
Families, especially in Sydney and Melbourne, have found themselves compromised by the skyrocketing value of surrounding properties. But owners looking to upgrade to their dream home in a rising market have a few options.
By Peter Gearin, November 23rd, 2017
  • Newsroom
  • Finance
You can’t always get the amount of money you want when you apply for a home loan. Your lender takes a lot of things into account when working out your borrowing power.
By Alexi Neocleous, November 22nd, 2017
  • Newsroom
  • Finance
Most lenders look at your employment history when considering your home loan application. They want to see that you earn a stable income and you’ve been in the same job for a while. This may make it hard to get a loan if you’re in your probationary period.
By Alexi Neocleous, November 22nd, 2017
  • Newsroom
  • Finance
  • Property
You may have a good idea of what the home you want to buy is worth before you go to a home loan provider. However, you may find that your lender comes up with a different valuation than you expected.
By Alexi Neocleous, November 21st, 2017
  • Newsroom
  • Property
It’s important to think about more than your home loan when buying a property. You also have to consider its susceptibility to natural disasters.
By Alexi Neocleous, November 21st, 2017
  • Newsroom
  • Finance
You may assume that your lender uses their standard variable rate when figuring out your borrowing strength. This isn’t true. Instead, they’ll use an assessment rate to work out how much you can borrow.
By uno home loans, November 21st, 2017
  • Newsroom
  • Finance
  • Property
You could have all sorts of reasons for wanting to buy a second piece of real estate. However, you need to make sure you’re prepared before you commit your money towards a second property.
By Alexi Neocleous, November 20th, 2017
  • Newsroom
  • Finance
By the time you add up the cost of presents, an indulgent feast and a holiday with the kids, come Christmastime your bank account can end up feeling less Ho Ho Ho and more no, no, no.
By Cath Fowler, November 20th, 2017
  • Newsroom
  • Customer Stories
“All I was doing was servicing my old loan. I didn’t know I was allowed to use the equity to buy other things.”
By Hannah Tattersall, November 20th, 2017
  • Newsroom
  • Finance
Choosing the right type of investment property involves much more than choosing the right home loan. There are several factors you must consider before coming to a decision.
  • Newsroom
  • Finance
Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.
By Alexi Neocleous, November 19th, 2017
  • Newsroom
  • Finance
  • Property
Your real estate agent may appraise your property. However, this isn’t the same as the valuation a lender will carry out. Let’s look at the differences between the two.
  • Newsroom
  • Property
When it comes to building your own home, what sort of loan do you need? And will it be any more difficult to get than a home loan for a property already built? Let’s find out.
  • Newsroom
  • Finance
To build your own property, you’ll usually have to apply for a construction loan, which differs to a regular home loan. Most lenders release the money in instalments, relating to each stage of construction.
By Alexi Neocleous, November 19th, 2017
  • Newsroom
  • Finance
  • Property
Tenants have more demands than ever before. They want to ensure they receive as much as possible for the money they pay. As an investor, you’ll need to meet these demands if you want to increase how much you earn from rent payments.
  • Newsroom
  • Finance
Self-employed people don’t have it easy when they want to get a home loan. Most lenders want to see a stable employment track record. Let’s look at what you need to do to get a great product.
By Alexi Neocleous, November 18th, 2017
  • Newsroom
  • Property
Kit homes aren’t the same as regular new builds. Instead of building from scratch, you construct a kit home using prefabricated parts. However, many lenders are wary of kit homes and may not offer you the home loan product you want.
By Alexi Neocleous, November 16th, 2017
  • Newsroom
  • Finance
  • Property
Many people don’t think of their homes as an opportunity to make money: they’re satisfied paying off their loans and living in the property. But what happens if you do want to take on a tenant?
By Alexi Neocleous, November 16th, 2017
  • Newsroom
  • Finance
  • Property
If you’re the sole employee of your own company, you can apply for a low doc home loan. To assess your finances, lenders will ask you to provide your ABN.
By Alexi Neocleous, November 16th, 2017
  • Newsroom
It’s bad news for the homeowner when a property enters foreclosure. However, it could mean good news for you, if you can bag a bargain. But there are some things you must keep in mind.
By Alexi Neocleous, November 16th, 2017
  • Newsroom
  • Property
Most lenders won’t let you take a home loan on a display home. Still, you can finance this type of property in several ways.
By Alexi Neocleous, November 14th, 2017
  • Newsroom
  • Finance
  • Property
Taking out a loan to cover the construction costs of your home can be very complex. There are a few important things you should sort out before applying for a loan.
By Alexi Neocleous, November 13th, 2017
  • Newsroom
  • Finance
Lenders may let you borrow money in a different currency, but only under certain conditions. Find out why.
By Alexi Neocleous, November 13th, 2017
  • Newsroom
  • Finance
Lenders use your credit score to assess your mortgage application. Your credit score is based on your credit file and information you provide in your application. It will vary from lender to lender, according to their loan criteria.
By Caroline Roberts, November 13th, 2017
  • Newsroom
  • Finance
  • Property
Temporary residents can buy property in Australia if the Foreign Investment Review Board (FIRB) approves their application. They are also eligible for home loans, but only if they meet specific criteria.
By Alexi Neocleous, November 12th, 2017
  • Newsroom
  • Finance
Most New Zealand citizens and permanent residents can apply for a home loan when buying a home in Australia. Conditions will vary based on your status and the location of the property.
By Alexi Neocleous, November 12th, 2017
  • Newsroom
  • Finance
When you’re self-employed and can’t prove your income easily, low doc loans come to your rescue. Here are some tips on how you can choose the right low doc loan for you.
By Caroline Roberts, November 12th, 2017
  • Newsroom
  • Finance
Lenders mortgage insurance comes to your rescue when you can’t make a large deposit. It can help you to buy your first home faster.
By Alexi Neocleous, November 10th, 2017
  • Newsroom
  • Finance
Most lenders don’t offer no-deposit home loans anymore – the risk attached to them is too high. However, with some lenders you can still access products with a loan-to-value ratio (LVR) of 95%.
By Caroline Roberts, November 10th, 2017
  • Newsroom
  • Finance
Can’t be bothered switching? Think it’s too soon to refinance? Delve a little deeper and you’ll realise the potential savings are enormous, writes Nicole Pedersen-McKinnon.
By Nicole Pedersen-McKinnon, November 9th, 2017
  • Newsroom
  • Buying
Real estate auctions require you to prepare well before you enter the auction room.
By Alexi Neocleous, November 9th, 2017
  • Newsroom
  • Finance
Working with mortgage brokers offers you access to an array of home loan products and lenders. However, you may be wary of the fees your broker charges. This breakdown will tell you everything you need to know.
By Alexi Neocleous, November 9th, 2017
  • Newsroom
  • Finance
Saving for the deposit for a new home may be one of the hardest tasks you undertake. You need to save thousands of dollars before you can get a home loan. These tips will help you get there faster.
By Alexi Neocleous, November 9th, 2017
  • Newsroom
  • Property
The idea of moving to greener pastures and setting up a hobby farm may appeal to you. However, it’s often difficult to finance the venture. You may find that many lenders won’t offer you a standard home loan for your hobby farm.
By Alexi Neocleous, November 8th, 2017
  • Newsroom
  • Finance
A bad credit report could prevent you from accessing home loan products. All is not lost though, as there are several things you can do to repair your credit.
By Caroline Roberts, November 8th, 2017
  • Newsroom
  • Finance
  • Property
Becoming a landlord can help you earn income to repay your investment home loan, however many new landlords miss out on the tax deductions they can claim.
By Alexi Neocleous, November 7th, 2017
  • Newsroom
  • Finance
You can use your family trust to access some home loan products. However, lenders treat family trust loans differently to standard home loans.
By Alexi Neocleous, November 7th, 2017
  • Newsroom
You may have multiple options available to you when looking for a home loan – which can make it difficult to choose the right one.
By Alexi Neocleous, November 6th, 2017
  • Newsroom
  • Finance
A family trust might make it possible for you to invest in real estate. They are complex financial structures, so you need to know what they are and how you can use them.
By Alexi Neocleous, November 6th, 2017
  • Newsroom
  • Finance
Changing interest rates can come back to hurt you if you have a standard variable rate home loan. A split mortgage offers a middle-ground, but you need to keep a few things in mind before applying for one.
By Caroline Roberts, November 6th, 2017
  • Newsroom
  • Finance
There’s a trifecta happening right now in home loans. With interest rates low, property prices cooling and seven weeks to settle before Christmas, this unique moment in time would have bookies in a frenzy.
By Hannah Tattersall, November 6th, 2017
  • Newsroom
  • Investing
  • Property
  • Finance
Will investors continue to slay in 2018 or is it finally the time for first home buyers to capture a piece of the property market?
By Cath Fowler, November 2nd, 2017
  • Newsroom
  • Buying
  • Property
  • Guides
Owning your own home is a big dream that requires sacrifices. You’ll need to be smarter than ever with your money and pay your home loan on time. To help you, we’ve outlined the 10 steps you need to follow to become a homeowner.
By uno home loans, October 30th, 2017
  • Newsroom
  • Finance
With so many home loan products available, it’s often difficult to choose the best one. While mortgage brokers can help, there are several steps you can take yourself to ensure you get a good product.
By Alexi Neocleous, October 30th, 2017
  • Newsroom
  • Finance
Also known as equity lines, lines of credit offer access to large sums of money, but come at the cost of paying interest. Still, you can make your line of credit work for you.
By Alexi Neocleous, October 29th, 2017
  • Newsroom
  • Finance
Lenders ask for proof of your income as part of your home loan application. In cases where your payslips and tax returns don’t offer enough information, you may also need to provide a letter of employment.
By Alexi Neocleous, October 28th, 2017
  • Newsroom
  • Finance
Many first-time buyers rely on guarantors to help them get home loans. This helps the buyer but places the guarantor at risk. However, there are several things that guarantors can do to reduce their risk.
  • Newsroom
  • Finance
You may have heard of people using the equity they have in their home to fund their investments. Here we’ll look at what equity is and how you can use it.
By Alexi Neocleous, October 27th, 2017
  • Newsroom
  • Finance
Could you get a better mortgage deal and save a bunch of money without all the unnecessary hoopla? By refinancing, absolutely.
By Sonja Koremans, October 25th, 2017
  • Newsroom
  • Lifestyle
When it comes to home ownership, we hear a lot about Millennials unable to save for a house deposit and spending their days gorging on avocados. But some Baby Boomers don’t have it so easy either.
By Hannah Tattersall, October 23rd, 2017
  • Newsroom
  • Finance
To find out how to avoid over-committing to a huge mortgage, we’ve sourced tips from someone who’s served time on the other side of the fence – in some of Australia’s biggest banks.
By Hannah Tattersall, October 17th, 2017
  • Newsroom
  • Finance
About to take the plunge on a home loan? This handy guide helps you prepare an application without destroying your credit score
By Helen McMurdo, October 17th, 2017
  • Newsroom
  • Property
Melbourne artist and mother-of-two, Marnie Higgs needs no further evidence of the power of the sun on her family finances. Higgs and her husband decided to install solar panels on their family home in Blackburn South in January.
By Peter Gearin, October 16th, 2017
  • Newsroom
  • Finance
Westpac has invested a further $5 million in uno – bringing its total investment to $26.5 million
By Vincent Turner, October 9th, 2017
  • Newsroom
  • Customer Stories
Like many parents, Christine Freney wanted to help her kids on the path to home ownership. But it’s never been more difficult for young people to secure an affordable home. Find out how uno helped Christine and her son secure the perfect loan – together.
By Peter Gearin, October 6th, 2017
  • Newsroom
Your information is protected by bank-level security covered by an industry-first insurance policy.
By uno home loans, September 27th, 2017
  • Newsroom
  • Finance
By calculating depreciation on your investment property, you may be able to claim an income tax deduction and lower your overall tax payment in a financial year.
By Caroline Roberts, September 14th, 2017
  • Newsroom
  • Glossary
The Loan to Value Ratio plays an important role in determining how much risk lenders attach to your home loan. You need to understand what it means and how it may affect your ability to borrow.
By Alexi Neocleous, September 13th, 2017
  • Newsroom
  • Finance
It’s a question all borrowers ask: How can I get the best deal on my home loan? uno’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.
By Peter Gearin, September 12th, 2017
  • Newsroom
  • Property
Changing your home loan when you move to a new house can present a few problems. It can also be a smart financial move for you. These are the things you need to consider when you move house and change loans.
By Alexi Neocleous, August 30th, 2017
  • Newsroom
  • Property
Investing in strata-titled homes is different from investing in a freestanding property. Each has pros and cons, so let’s look at what you need to consider when investing in strata-titled homes.
By Alexi Neocleous, August 30th, 2017
  • Newsroom
  • Finance
Why do lenders have to offer comparison rates for their home loans? Let’s untangle the legalities so you understand what a comparison rate is and why you should expect one from your lender.
By Alexi Neocleous, August 29th, 2017
  • Newsroom
  • Finance
Living overseas can make getting a home loan more difficult. But all is not lost for expats. Many lenders offer loans to expats as long as they meet certain criteria.
By Alexi Neocleous, August 25th, 2017
  • Newsroom
  • Finance
Applying for a home loan can seem like a daunting process. At uno, we know that when you find the right home, you want to act quickly and we strive to help you get pre-approval as quickly as possible.
By Hannah Tattersall, August 24th, 2017
  • Newsroom
If you’re looking to buy a new home, you need to consider what you’ll do with your current home. Should you sell first and then buy? Or buy first and sell later?
By Alexi Neocleous, August 24th, 2017
  • Newsroom
  • Finance
Have you thought about how prepared you are if the economy takes a downward swing? With these tips, you can help recession-proof your home and ensure changing economic fortunes don’t cause problems.
By Alexi Neocleous, August 23rd, 2017
  • Newsroom
  • Finance
  • Property
It‘s a question all borrowers ask themselves: How can I get the best possible deal on my home loan?
By Helen McMurdo, August 21st, 2017
  • Newsroom
  • Customer Stories
Sydney-born Damien has taken his lifelong passion for music and technology and found professional success internationally as the founder and CEO of New York-based Blue Pie Records. But as anyone growing a business knows, things can be tricky financially – and Damien decided it was time to face the music on his home loan.
By Peter Gearin, August 18th, 2017
  • Newsroom
  • Finance
uno Home Loans has revolutionalised the home loan market. Here's 8 reasons why we can get you a better, smarter deal on your home loan.
By Peter Gearin, August 18th, 2017