Property Investment

There are investment property tax benefits in some situations. If you are going to invest, it is important to understand the laws and regulations so you can maximise your returns.

But did you know that getting a mortgage or refinancing your home could soon be even easier thanks to planned changes in the credit laws? Here is what you need to know.

In order to assist first home buyers in cracking the property market, in the 2017–18 Federal Budget the Australian government introduced the The First Home Super Saver (FHSS) scheme.

Interest-only home loans are a double-edged sword. On one hand, they allow you to pay less each month. On the other, they don’t dent your loan principal. Here, we look at interest-only loan extensions.

These are stressful times for Australia’s property investors. The popular image of property investors might be of the mega-rich, but the reality is that the majority are mum and dad investors who have worked and saved hard to buy an investment property for their retirement or to leave their children.

Borrowers looking to buy property in Australia’s hottest real estate markets are not likely to see any immediate improvement in home affordability based on an analysis of this week’s Federal Budget.

You may think of it as old-fashioned, but adding a granny flat to your property can be a smart source of income under the right circumstances.

While selling your own home may seem overwhelming to some, it can actually be super simple, with websites set up to assist you in the process.

It's an issue confronting growing families – borrow to renovate their home or upgrade to a property that better suits their needs straight away?

UNO Home Loans can help any first home buyer, such as 34-year-old David from NSW, get a loan that suits individual needs. See our mortgage calculator.

An interest-only home loan leads to lower monthly payments. That’s only a short-term view, though. You’ll still have to handle the principal sum at some point. Know what you’re stepping into or an interest-only loan could come back to bite you.

Multiple lenders now scrap for suitable people to lend money to, and offer a range of attractive, made-to-measure home loan deals.

Buyers and sellers need to be wary when an early offer is made on a property. Whether the sale is via auction or private treaty, it can backfire easily.

What we can do is offer a free valuation for your target property. Just contact us on 133 866 or via online chat.

The search order is determined only by the total cost of the home loan. While lenders pay commissions to get a higher listing on comparison sites, UNO is different – it arranges its home loans according to how suitable they are for your needs.

Expecting a baby, or planning to start a family sometime in the future? You’ll be pleased to hear there are home loan options out there that factor in life changing events such as taking parental leave.

Get noticed, show confidence, have a plan and get the timing right and you can score the winning bid at your next home auction. Click to find out more.

There are many other costs you need to think about when organising a home loan: application fees; valuation fees; settlement fees; ongoing account keeping fees; variation fees; repayment holiday fees; security substitution fees; discharge fees...

Are you a first home buyer and have no idea where to begin? Our guide will show you all the basic information you need to know and kickstart your home loan journey.

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration.