Property

The journey of buying a home can be a rollercoaster of highs and lows. For most of people, it’s the biggest financial decision made in a lifetime. So it’s our job to give you tools and insights to make smarter decisions about the ways you find, buy and finance a home.

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These are stressful times for Australia’s property investors. The popular image of property investors might be of the mega-rich, but the reality is that the majority are mum and dad investors who have worked and saved hard to buy an investment property for their retirement or to leave their children.
By Meredith Williams, June 17th, 2020
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  • Finance
  • Property
The economic damage wrought by the COVID-19 crisis has forced lenders to rethink how much money they will lend for a property purchase and to whom.
By Vincent Turner, May 13th, 2020
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  • Property
Buying a first home is a very personal decision, because everyone’s tastes and needs are different.
By Meredith Williams, April 27th, 2020
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  • Property
We asked our team of brokers to break down some of the most common (and misunderstood) terms you’ll hear when applying for a home loan.
By Meredith Williams, November 21st, 2019
  • Property
  • Investing
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With its renowned sporting and festival culture, trendy cafés and great value property, Melbourne might very well be an investor’s dream.
By Mark Ribarsky, October 23rd, 2018
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  • Property
Despite battling some serious health issues, Tracy Bell paid off her mortgage with sacrifice, patience and some careful planning. She shares her story with Donna Webeck.
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Are you on a mission to buy property? Well get this in your ears, and turn up the volume - because The Floor Plan is about to make your weekends easier and your finances brighter. Listen for free here.
By Helen McMurdo, May 30th, 2018
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With the #metoo movement in full swing globally, the Barnaby baby mystery solved once and for all, and Stormy making it onto the list of top baby names for the first time since 1955, 2018 is gearing up to be a cracker. To add to the excitement, here are five top real estate trends you need to know about this year.
By Chris Niesche, April 6th, 2018
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  • Property
Super Bowl, a new Kardashian… it’s been a big week. Plus, the RBA has chosen to keep rates on hold for another month. With house prices dropping in most states, it could be a good time to consider your buying options.
By Hannah Tattersall, February 6th, 2018
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  • Property
Deciding where to invest will depend on a buyer’s individual goals, how much they have to spend and what they might already have in their portfolio. Having some insider knowledge also doesn’t hurt. We chat to some experts about their predictions for 2018.
By Hannah Tattersall, January 23rd, 2018
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  • Lifestyle
To stay or not to stay. That is the question many homeowners encounter as their lives change and families expand. It’s never an easy choice to make. Here, we outline the pros and cons for staying and renovating, or selling and relocating.
By Donna Webeck, January 4th, 2018
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  • Property
Buying off the plan can be a smart and affordable way to buy property. But with a looming oversupply of off-the-plan apartments, it also comes with potential risks.
By Cath Fowler, December 14th, 2017
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  • Property
It’s been a year of peaks and troughs for the Australian property market and today’s decision by the RBA to keep rates on hold at 1.50% is borne of a range of factors likely to shape the outcome of 2018.
By Hannah Tattersall, December 5th, 2017
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  • Property
There are a lot frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.
By Peter Gearin, November 24th, 2017
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  • Property
You may have a good idea of what the home you want to buy is worth before you go to a home loan provider. However, you may find that your lender comes up with a different valuation than you expected.
By Alexi Neocleous, November 21st, 2017
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  • Property
It’s important to think about more than your home loan when buying a property. You also have to consider its susceptibility to natural disasters.
By Alexi Neocleous, November 21st, 2017
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  • Property
You could have all sorts of reasons for wanting to buy a second piece of real estate. However, you need to make sure you’re prepared before you commit your money towards a second property.
By Alexi Neocleous, November 20th, 2017
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Your real estate agent may appraise your property. However, this isn’t the same as the valuation a lender will carry out. Let’s look at the differences between the two.
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  • Property
When it comes to building your own home, what sort of loan do you need? And will it be any more difficult to get than a home loan for a property already built? Let’s find out.
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Tenants have more demands than ever before. They want to ensure they receive as much as possible for the money they pay. As an investor, you’ll need to meet these demands if you want to increase how much you earn from rent payments.
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Kit homes aren’t the same as regular new builds. Instead of building from scratch, you construct a kit home using prefabricated parts. However, many lenders are wary of kit homes and may not offer you the home loan product you want.
By Alexi Neocleous, November 16th, 2017
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Many people don’t think of their homes as an opportunity to make money: they’re satisfied paying off their loans and living in the property. But what happens if you do want to take on a tenant?
By Alexi Neocleous, November 16th, 2017
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If you’re the sole employee of your own company, you can apply for a low doc home loan. To assess your finances, lenders will ask you to provide your ABN.
By Alexi Neocleous, November 16th, 2017
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  • Property
Most lenders won’t let you take a home loan on a display home. Still, you can finance this type of property in several ways.
By Alexi Neocleous, November 14th, 2017
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  • Property
Taking out a loan to cover the construction costs of your home can be very complex. There are a few important things you should sort out before applying for a loan.
By Alexi Neocleous, November 13th, 2017
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  • Property
Temporary residents can buy property in Australia if the Foreign Investment Review Board (FIRB) approves their application. They are also eligible for home loans, but only if they meet specific criteria.
By Alexi Neocleous, November 12th, 2017
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  • Property
The idea of moving to greener pastures and setting up a hobby farm may appeal to you. However, it’s often difficult to finance the venture. You may find that many lenders won’t offer you a standard home loan for your hobby farm.
By Alexi Neocleous, November 8th, 2017
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  • Property
Becoming a landlord can help you earn income to repay your investment home loan, however many new landlords miss out on the tax deductions they can claim.
By Alexi Neocleous, November 7th, 2017
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Will investors continue to slay in 2018 or is it finally the time for first home buyers to capture a piece of the property market?
By Cath Fowler, November 2nd, 2017
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  • Guides
Owning your own home is a big dream that requires sacrifices. You’ll need to be smarter than ever with your money and pay your home loan on time. To help you, we’ve outlined the 10 steps you need to follow to become a homeowner.
By uno home loans, October 30th, 2017
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Melbourne artist and mother-of-two, Marnie Higgs needs no further evidence of the power of the sun on her family finances. Higgs and her husband decided to install solar panels on their family home in Blackburn South in January.
By Peter Gearin, October 16th, 2017
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  • Property
Changing your home loan when you move to a new house can present a few problems. It can also be a smart financial move for you. These are the things you need to consider when you move house and change loans.
By Alexi Neocleous, August 30th, 2017
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  • Property
Investing in strata-titled homes is different from investing in a freestanding property. Each has pros and cons, so let’s look at what you need to consider when investing in strata-titled homes.
By Alexi Neocleous, August 30th, 2017
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  • Property
It‘s a question all borrowers ask themselves: How can I get the best possible deal on my home loan?
By Helen McMurdo, August 21st, 2017
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  • Property
You may think of it as old-fashioned, but adding a granny flat to your property can be a smart source of income under the right circumstances.
By Alexi Neocleous, August 11th, 2017
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  • Property
Some loans are better than others, but the difference isn’t always obvious. Learn what makes a good home loan – from competitive rates to mortgage offset accounts, these features make all the difference.
By Alexi Neocleous, August 9th, 2017
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  • Property
What are the benefits of taking out a variable rate loan? What are the downsides? How do you calculate your monthly repayments? Here you’ll find out everything you need to know about variable rate home loans.
By Alexi Neocleous, August 9th, 2017
* Three year fixed rate, owner occupier, P&I loan with a maximum LVR of 95% and a loan amount >$150,000. Lender rates and products may change. We cannot suggest you remain in or switch to any loan until we complete our assessment. Fees and charges apply. ^ WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. ± All loan applications are subject to uno assessment and lender approval. uno does not guarantee that it will be able to find a customer a better loan than the one they currently have or to save them money.