Refinancing

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Everything you might want to know or consider around refinancing including why, how, doing it well (and badly), the process and more. Completely free, no sign up required to access this guide.

Get a free check-up for your home loan with loanScore. It helps you understand how close your loan is to a good deal.

When you refinance your loan to consolidate debt, it’s usually to save money. You may be paying off a personal loan, car loan and multiple credit cards on top of your home loan – and paying different rates of interest on all of them.

Find out how much your loan repayments would be using our calculator below. We’ve also compiled a definitive list of answers to your most pressing home loan questions.

Australia’s economic chief is encouraging home mortgage holders to ask their bank for a better home loan deal or find a new bank. In a recent speech, Reserve Bank of Australia governor Philip Lowe said he’s very pleased to see that more people are switching banks to get lower mortgage interest rates.

Yes, uno could help you find a better deal and save money by giving you the power to compare a range of options from major and specialist lenders across Australia.

Forty per cent of Aussie mortgage holders don’t know the interest rate they’re paying on their home loan and are likely to be paying off their mortgage at a much higher rate than they should be.

When you refinance your home loan, it’s often to get a better interest rate than you have on your current home loan, in order to pay off your mortgage faster like a pro. This will save money in the long term.

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan. Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

Want to know how long refinancing your home will take? Curious to know if you could get it done by the end of 2020? Find out more at the UNO website.

Could you get a better mortgage deal and save a bunch of money without all the unnecessary hoopla? By refinancing, absolutely.

“All I was doing was servicing my old loan. I didn’t know I was allowed to use the equity to buy other things.”

Record numbers of Australian homeowners are rushing to refinance their mortgages to take advantage of steep drops in interest rates over the past few months. In May, a record 21,000 Australian homeowners refinanced $10 billion worth of home loans by moving to different lenders.

It’s easy to get caught up in the doom and gloom of the COVID-19 crisis. But for those who are looking to save money on their home loan, invest in a property, or even buy their first home – there are good reasons to act now.

Financial resilience is top of mind for most of us right now. You may be reviewing your expenses and thinking, how can I reduce my costs?

It's never a bad time to look at refinancing your home loan. However, the best time is when interest rates are at all-time lows. Learn about refinancing.

We can help you work out whether your current home loan deal is costing you too much in a moment – but first, here’s how much you could save.

It’s a question all borrowers ask: How can I get the best deal on my home loan? UNO’s chief financial officer and head of home loans, Jason Azzopardi, shares his home loan hacks with customers looking for the best deal.