Top finance apps that will save you money

We’d all like more cash to put towards our home loan or house deposit. Here are five money-saving apps to help you save on a day-to-day basis.

Beem It

Beem It is a great way to transfer money to your friends and family in a flash. It’s free and has a stellar user interface which simplifies getting and sending money. The initial setup takes about 10 minutes to complete, which is due to the app needing a debit card to link up to – but Beem It walks you through the process with ease. The app was built by a consortium of Australia’s biggest banks – but don’t confuse it with PayID. To learn more about the differences between Beem It and PayID, you can read Frollo’s article here.

Coles

When we first started using the Coles app we were expecting a handy way to manage your shopping list but in reality the app delivers much more. The shopping list feature makes it very easy to setup lists for regular shopping, including looking at your previous purchases and habits by linking your flybuys account. But it’s best feature is triggered once you select your local store – the app then sorts and orders your shopping list by grocery aisle so you can shop a lot quicker! The app also sends you notifications of weekly specials which you can easily add to your shopping list and allows you to view the entire weekly specials catalogue in the app.

Entertainment Book

As its name implies, The Entertainment Book is a book of discounts that has been one of the most popular ways to save money eating out and having fun for more than 20 years. Some of us are old enough to remember the days when the Entertainment Book was a must have for the car glove compartment… An app was first launched a few years ago but it was plagued by bugs and poor performance. This year’s offering, however,is more robust and is great way to use the subscription. You can search for offers by location and redeem your coupons and discounts without the need to carry around the book.

Stocard

Loyalty cards are great, but as the number of programs has grown, we’ve all become couriers for the plastic cards that get us discounts. The cards are a hassle to carry around everyday and you have to fumble through them every time you’re at the checkout. Enter Stocard, which digitises the process by scanning in your cards. When you’re at the checkout, all you have to is open the app, scan the card and you’re done. The app is free and very easy to setup and use – it supports most of Australia’s popular loyalty programs, including flybuys, Myer One, Qantas and Velocity frequent flyer.

Frollo

Frollo’s money saving app securely and automatically links to your bank accounts and within minutes gives you insights into your spending and where you can save. You can easily setup a budget and Frollo magically detects and tracks your bills for you so you never miss a payment. Frollo’s goal is to build a community of Australians reaching their financial goals. As they like to say, “Let’s get ahead, together”. They’ve made it fun and easy to get into good habits and reach your goals with motivating solo and group challenges, as well as helpful savings tips. And the app keeps you motivated when you need it most with positive and timely notifications, messages and insights. Book a call in with UNO

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April 19, 2024
Scott and the team at Uno are absolutely 💯 amazing. I don't think I could have done my loan on my own. They are highly motivated and I do recommend them.
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Andrew is the best broker I have worked with and one of the few people who understands the investment journey from both a personal and professional standpoint. Andrew is an asset to anyone from a first home buyer to a seasoned investor.
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March 7, 2024
Scott Wilkinson was my broker last year when I sought finance for a new property investment and refinance for my property port folio. He was an absolute delight to work with. He was always professional, on time and always available to talk at a moment's notice to discuss my credit options and give well considered advice; usually this was very much after-hours due to my work commitments during the day. He was always happy to talk. I had not used a mortgage broker in a long time opting to do the re-financing myself. This was primarily due to disappointing experiences I'd had with mortgage brokers in the past. However with the increasing complex nature of dealing with credit providers, I could see that I needed a good advocate to act on my behalf for this particular refinance. In all honesty I did not hold much hope that in the current credit environment I would be able to secure the finance I required for the new property investment I was wishing to secure. Scott found a way however and was able to secure the finance along with the refinance of my portfolio. I have since referred friends to Scott and I know they have been very happy with his work. He is ideal for property investors who have busy day-jobs and need someone who understands property investment strategy and is able to tailor credit advice and options to their needs. Scott provides this advice and information in a way that is clear and concise. He kept me up to date continually during the application process. He made what could have been a very stressful and frustrating process easy and straightforward. I could not recommend Scott and the team at UNO Home Loans more highly. They are all a delight.
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Sally Mackenzie
February 19, 2024
We chose Uno Home Loans from their impressive web site knowing we were going to find it hard, on many fronts, to qualify for a home loan. We were incredibly fortunate to be assigned Mike Parsons as right from the get-go, despite the complexities, he hit the ground running for us. He was incredibly knowledgeable, with years of experience but what was immediately apparent and impressive was that he was totally invested in getting us over the line, doing absolutely everything possible, including working around the clock. Despite it being a relatively small loan in the order of things, Mike never missed a beat, getting docs ready, following up and answering every request from the proposed funder immediately. He kept us informed on progress the minute anything happened, and again if anything needed to be done, he was right on it. In short, we highly recommend Uno, and Mike, knowing what a remarkable job he did, over many weeks, to get us our loan. He got us a great deal, with far better rates than we expected, so we couldn't be happier. In fact, without doubt, you'd be hard pressed to find a more personable, sharp, hard working, dedicated professional who clearly prides himself on getting his customers standout results.
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Rod
February 13, 2024
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Angela Biddle
February 6, 2024
Our mortgage recently came up for renewal, and with interest rates skyrocketing we were looking for ways to minimise the impact. Michael and his team were proactive and attentive. Michael spent time with us to understand our circumstances. He found mortgage options that worked with our current financial situation and longer investment plans. He presented clear options, providing guidance where needed. He and his team were helpful and responsive - streamlining the process and keeping us updated through the negotiations. In the end, Uno did the heavy lifting and secured a significantly better rate than our current bank offered, all with friendly, personal service. We would highly recommend UNO Home Loans.
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January 15, 2024
I cannot help but congratulate Scott Wilkinson of UNO Home Loans for being an absolute credit to both his company and the entire loans industry. Scott is a truly rare gem of a broker in that he will not only go the extra mile to achieve for each customer the very best deal, but his knowledge of all and sundry within the industry is unsurpassed (you will see what I mean if you speak to him). Additionally, Scott has a clear passion for imparting his wealth of information with each customer, whereas the conversation with most other brokers would simply be over if they could not get you the best deal. For me, Scott Wilkinson of UNO Home Loans stands head and shoulders above the competition and I feel privileged to benefit both from his expertise and professionalism whenever it is time for a refinance or new loan.
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Tomoharu Matsui
January 11, 2024
Michael Parsons helped me a lot when it's difficult to establish my capabilities in loan.
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January 9, 2024
I highly recommend Mike Parsons as a mortgage broker. I couldn't fault the service provided by UNO. Thanks Mike!
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